3803-183 Wellington Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13241616

$1,950,000
For Sale
Listed 43 days ago
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1Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

There are homes that offer space-and then there are those that offer a way of life. Welcome to The Ritz-Carlton Residences, where this expansive one-bedroom suite unfolds as an experience in refined living. Spanning 1,397 square feet, the residence opens into a grand, light-filled living and dining space, where soaring 10-foot ceilings and sweeping city views create an immediate sense of calm and scale. Every room is framed by the skyline-an ever-changing backdrop that shifts effortlessly from sunlit mornings to the glow of Toronto's evening lights. At the heart of the home, the Bellini-designed kitchen balances elegance and function, complete with a dedicated breakfast area that invites slow mornings and effortless entertaining. Just beyond, the primary suite becomes a true retreat-generously sized to accommodate a king bed, complemented by a luxurious 5-piece marble ensuite and a walk-in closet designed for both form and function. A separate powder room adds an extra layer of convenience for guests, while included parking ensures seamless living in the heart of the city. Yet what truly defines this residence is not just what's inside, but the world it belongs to. Living here means access to an exclusive indoor/outdoor residents' lounge, a fully equipped fitness centre, media and billiards rooms-and beyond that, the signature offerings of the Ritz-Carlton itself: a serene pool, a world-class spa, and service that anticipates your needs before you voice them. With 24/7 concierge and doorman services, privacy and discretion are not luxuries - they are standard. Whether your evening begins with cocktails in the lobby lounge, a reservation at one of Toronto's destination restaurants, or a quiet night in with room service delivered by white-glove staff, every moment here is elevated. At The Ritz-Carlton Residences, you're not simply coming home - you're stepping into a lifestyle where comfort, sophistication, and service exist in perfect alignment.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13241616
Bedrooms
1
Bathrooms
2 (1 half)
Size
1200-1399
Cross streets
Wellington St West & Simcoe St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$2,276/mo
Exposure
North East
Property tax
$9,057 / 2025
Days on market
43
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Primary BedroomGround4.67 × 3.45 m

walk-in closet(s) · 5 pc ensuite · hardwood floor

KitchenGround4.46 × 3.84 m

b/i appliances · centre island · granite counters

Dining RoomGround4.10 × 3.90 m

combined w/living · hardwood floor · north view

Living RoomGround5.19 × 4.57 m

combined w/dining · ne view · gas fireplace

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at John St East Side is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$835kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

603-135 George Street$998k#4403-36 Park Lawn Road$899k#4303-36 Park Lawn Road$875k706-3000 Bathurst Street$795k606-100 Canyon Avenue$610k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.95MThis home998k899k875k795k610kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $897K
$1,501this home / sqft
5active listings nearby
43days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at John St East Side, about 207 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$8,887/mo
$408KIncome needed
4.8×Price ÷ income
$2,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $8,887Property tax $755Condo fee $2,276Total carry $11,918

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,325per month

Mortgage amount $1,560,000 · 4.14% over 25 years

$390,000Down payment (20.0%)
$1,560,000Loan before insurance
$0CMHC premium
$11,355Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,325
Property tax
$755
Condo / maintenance fees
$2,276
Heating
$0
Estimated monthly cost
$11,355

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$35,475
Toronto municipal land transfer tax
$35,475
Estimated closing costs
$70,950

Plus your down payment of $390,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$937,422Total interest paid
$2,497,422Total of all payments
Principal $1,560,000 Interest $937,422
YearPrincipalInterestBalance
1$36,545$63,351$1,523,455
2$38,074$61,823$1,485,381
3$39,667$60,230$1,445,714
4$41,326$58,571$1,404,388
5$43,054$56,842$1,361,334
6$44,855$55,042$1,316,478
7$46,732$53,165$1,269,747
8$48,686$51,211$1,221,060
9$50,723$49,174$1,170,338
10$52,844$47,052$1,117,493
11$55,055$44,842$1,062,439
12$57,358$42,539$1,005,081
13$59,757$40,140$945,324
14$62,256$37,640$883,068
15$64,860$35,036$818,207
16$67,573$32,323$750,634
17$70,400$29,497$680,234
18$73,345$26,552$606,889
19$76,413$23,484$530,476
20$79,609$20,288$450,868
21$82,939$16,958$367,929
22$86,408$13,489$281,521
23$90,022$9,875$191,499
24$93,788$6,109$97,711
25$97,711$2,186$0

At the end of your 5-year term

Total paid over the term
$499,484
Principal paid down
$198,666
Interest paid
$300,818
Balance remaining
$1,361,334

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
0.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $9,057− Condo fees $27,312− Insurance $600− Vacancy & upkeep $5,412Net operating income $6,819

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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