307-330 Richmond Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13247230

$545,000
For Sale
Listed 49 days ago
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1Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

100 WALK SCORE! This is a Greenpark built, 5 star, luxury boutique condominium. 9ft ceilings, custom cabinetry and built-in energy efficent appliances plus quartz counters, modern fixtures and laminate floors make this unit a pleasure to come home to. 12th floor amenities include party room and lounge, private dining room, games room, private theatre room, fitness studio, private spa treatment room, outdoor terrace with barbecue stations, lounge areas and fire features, The "Sky Lounge" provides the ultimate poolside experience and features a spectacular view of the Toronto Cityscape. Please note that this unit has been virtually staged in the photos to protect the Tenant's privacy.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13247230
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Richmond St W and Peter St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$533/mo
Exposure
North
Property tax
$2,828 / 2025
Days on market
49
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Primary BedroomFlat3.05 × 2.94 m

laminate · mirrored closet · large window

KitchenFlat0.00 × 0.00 m

laminate · b/i appliances · quartz counter

Living RoomFlat6.71 × 3.96 m

laminate · w/o to balcony · combined w/kitchen

Our TakeTeam Asgarian · Broker
Below comparables
$619Kest. value

Listed at $545,000, and my independent estimate is about 12% below comparable homes, worth a close look.

In Waterfront Communities C1 lately, sellers get about 96% of asking; homes sell in ~37 days.

List price
$545KGreat deal$625KOverpriced

Total price vs nearby homes. Fair value about $619K, median of 3 comparables.

How this estimate is builtthe short version

I take the 3 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $525K, a bit lower.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 3 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$638kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2101-381 Front Street$530k3603-361 Front Street$565k1111-77 Harbour Square$699k3712-30 GRAND TRUNK Crescent$760k

The 4 closest active listings nearby.

See all comparable homes
545kThis home530k565k699k760kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $590K
$839this home / sqft
55active listings nearby
49days on market
99sold nearby · 90 days
$590Kmedian sold price
96%of asking, on average

This home lists 11% below the area average of $938/sqft.

48 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$583K
Moss Park
$1.02M
Waterfront Communities C8
$621K
Mount Pleasant West
$632K
Mimico
$662K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$2,484/mo
$116KIncome needed
4.7×Price ÷ income
$573Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,484Property tax $236Condo fee $533Total carry $3,252

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,327per month

Mortgage amount $436,000 · 4.14% over 25 years

$109,000Down payment (20.0%)
$436,000Loan before insurance
$0CMHC premium
$3,095Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,327
Property tax
$236
Condo / maintenance fees
$533
Heating
$0
Estimated monthly cost
$3,095

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,375
Toronto municipal land transfer tax
$7,375
Estimated closing costs
$14,750

Plus your down payment of $109,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,826/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$261,997Total interest paid
$697,997Total of all payments
Principal $436,000 Interest $261,997
YearPrincipalInterestBalance
1$10,214$17,706$425,786
2$10,641$17,279$415,145
3$11,086$16,834$404,058
4$11,550$16,370$392,508
5$12,033$15,887$380,475
6$12,536$15,383$367,939
7$13,061$14,859$354,878
8$13,607$14,313$341,271
9$14,176$13,744$327,094
10$14,769$13,151$312,325
11$15,387$12,533$296,938
12$16,031$11,889$280,907
13$16,701$11,219$264,206
14$17,400$10,520$246,806
15$18,128$9,792$228,678
16$18,886$9,034$209,792
17$19,676$8,244$190,117
18$20,499$7,421$169,618
19$21,356$6,564$148,261
20$22,250$5,670$126,012
21$23,180$4,740$102,831
22$24,150$3,770$78,681
23$25,160$2,760$53,521
24$26,212$1,707$27,309
25$27,309$611$0

At the end of your 5-year term

Total paid over the term
$139,599
Principal paid down
$55,525
Interest paid
$84,075
Balance remaining
$380,475

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $2,828− Condo fees $6,395− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,071

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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