225 Christie Street, Toronto, ON

Annex, Toronto · MLS® C13247236

$1,788,000
For Sale
Listed 42 days ago
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4Bedrooms
4Bathrooms
15Garage · 25 parking
1100-1500Sq Ft

About this home

Gorgeous Fully Renovated Home in Fantastic Neighbourhood. This Magnificent Home Boasts aMeticulously Finished For Modern Living To Maximize Comfort, Efficiency And Functionality.Attention To Detail Is On Full Display In All Aspects Of This Home .Thoughtful Design AffordsAn Abundance Of Natural Light Throughout. Separate 100 AMP Electrical panel in Garage.LanewayHousing potential(*Buyer to verify*).patio w/natural gas bbq hook up.sump pump.Have To See ThisHouse To Realize What A Rare Find It Is! Close to Schools, Parks, Loblaws, Fiesta Farms, Shops,Subway!!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13247236
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1100-1500
Lot
16.5 × 130 ft
Cross streets
Bloor St W. & Christie St
Parking
15 garage · 25 parking (detached)
Driveway
Lane, Unreserved
Basement
Finished, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,333 / 2026
Days on market
42
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

KitchenBasement0.00 × 0.00 m

stainless steel appl · pot lights

Living RoomMain6.46 × 3.69 m

combined w/family · fireplace · hardwood floor

Primary BedroomSecond3.50 × 4.05 m

3 pc bath · closet · bay window

Bedroom 3Second2.95 × 4.05 m

closet · pot lights · overlooks backyard

BedroomBasement3.16 × 3.50 m

closet · window · pot lights

Dining RoomMain1.98 × 3.29 m

hardwood floor · window · pot lights

KitchenMain4.63 × 3.84 m

stainless steel appl · w/o to deck · pot lights

Bedroom 2Second3.50 × 2.16 m

pot lights · closet · window

Family RoomMain0.00 × 0.00 m

combined w/living · hardwood floor · large window

RecreationBasement5.97 × 3.90 m

pot lights · hardwood floor · walk-up

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Christie St at Yarmouth Rd South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

28 Eastmount Avenue$1.38M37 Gledhill Avenue$1.25M238 Braymore Boulevard$800k918 Greenwood Avenue$1.08M48 Daleside Crescent$1.06M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.79MThis home1.38M1.25M800k1.08M1.06MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $3.49M
$1,375this home / sqft
6active listings nearby
42days on market

This home lists 8% below the area average of $1,493/sqft.

38 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Christie St at Yarmouth Rd South Side, about 55 m away

20+ transit stops9 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Palmerston Avenue Junior Public School
80%
Palmerston Avenue Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 80% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$8,149/mo
$326KIncome needed
5.5×Price ÷ income
$1,881Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $8,149Property tax $444Total carry $8,594

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,633per month

Mortgage amount $1,430,400 · 4.14% over 25 years

$357,600Down payment (20.0%)
$1,430,400Loan before insurance
$0CMHC premium
$8,078Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,633
Property tax
$444
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,078

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,235
Toronto municipal land transfer tax
$32,235
Estimated closing costs
$64,470

Plus your down payment of $357,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,271/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$859,544Total interest paid
$2,289,944Total of all payments
Principal $1,430,400 Interest $859,544
YearPrincipalInterestBalance
1$33,509$58,088$1,396,891
2$34,911$56,687$1,361,980
3$36,371$55,226$1,325,608
4$37,893$53,705$1,287,716
5$39,478$52,120$1,248,238
6$41,129$50,469$1,207,109
7$42,849$48,748$1,164,260
8$44,642$46,956$1,119,619
9$46,509$45,089$1,073,110
10$48,454$43,143$1,024,655
11$50,481$41,117$974,174
12$52,593$39,005$921,582
13$54,792$36,805$866,789
14$57,084$34,513$809,705
15$59,472$32,126$750,233
16$61,960$29,638$688,273
17$64,551$27,046$623,722
18$67,251$24,346$556,470
19$70,064$21,533$486,406
20$72,995$18,603$413,411
21$76,048$15,549$337,362
22$79,229$12,368$258,133
23$82,543$9,054$175,589
24$85,996$5,602$89,593
25$89,593$2,004$0

At the end of your 5-year term

Total paid over the term
$457,989
Principal paid down
$182,162
Interest paid
$275,827
Balance remaining
$1,248,238

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $5,333− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,831

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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