2904-130 RIVER Street, Toronto, ON

Regent Park, Toronto · MLS® C13248690

$649,900
For Sale
Listed 48 days ago
2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

WITH PARKING AND LOCKER, 721 TOTAL SQFT INCLUDING BALCONY. Welcome to Artworks Condos by Daniels, where contemporary style meets exceptional downtown convenience in this thoughtfully designed 721 sq. ft. suite. Offering a bright and functional open-concept layout, this residence provides a comfortable living and dining space complemented by a modern kitchen with sleek finishes, ideal for everyday living and entertaining. Large windows bring in abundant natural light, while the efficient floor plan makes the home an excellent choice for first-time buyers, professionals, downsizers, or investors. Residents enjoy access to an impressive collection of amenities, including concierge service, fitness centre, co-working lounge, party and games rooms, children's play area, and an outdoor terrace with BBQ space. Situated in a highly convenient location just steps from parks, recreation facilities, groceries, dining, and transit, with easy access to Toronto Metropolitan University, George Brown College, the Distillery District, Eaton Centre, Dundas Subway Station, and major highways. A stylish and well-connected opportunity in one of Toronto's vibrant downtown communities.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13248690
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
DUNDAS ST E / RIVER ST
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$529/mo
Exposure
West
Property tax
$3,318 / 2025
Days on market
48
Listing brokerage
RE/MAX TWIN CITY REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$579Kest. value

Listed at $649,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Regent Park lately, sellers have been getting about 97% of asking and homes sell in about 29 days.

There were not many closely comparable homes right in Regent Park, so I widened the search to the surrounding area.

Based on 82 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 82 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $561K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $566K
  • Bedrooms +$9K
  • Bathrooms +$9K
  • Adjusts to $583K

That comparable adjusts to $583K; the $579K estimate above is the median of all 82 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$520KGreat deal$673KOverpriced

Total price vs nearby homes. Fair value about $579K, median of 82 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$509kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2204-10 Park Lawn Road$600k411-50 TOWN CENTRE Court$439k907-3 Hickory Tree Road$450k2806-219 Fort York Boulevard$549k

The 4 closest active listings nearby.

See all comparable homes
650kThis home600k439k450k549kThis home vs active comparables
Live market pulseActive comparables in Regent Park · median list $549K
$1,001this home / sqft
57active listings nearby
48days on market
100sold nearby · 90 days
$607Kmedian sold price
97%of asking, on average

This home lists 4% below the area average of $1,045/sqft.

47 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Regent Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$499K
Church-Yonge Corridor
$559K
Bay Street Corridor
$502K
Waterfront Communities C1
$604K
Niagara
$534K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$2,962/mo
$135KIncome needed
4.8×Price ÷ income
$684Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,962Property tax $277Condo fee $529Total carry $3,767

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,774per month

Mortgage amount $519,920 · 4.14% over 25 years

$129,980Down payment (20.0%)
$519,920Loan before insurance
$0CMHC premium
$3,580Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,774
Property tax
$277
Condo / maintenance fees
$529
Heating
$0
Estimated monthly cost
$3,580

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,473
Toronto municipal land transfer tax
$9,473
Estimated closing costs
$18,946

Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$312,426Total interest paid
$832,346Total of all payments
Principal $519,920 Interest $312,426
YearPrincipalInterestBalance
1$12,180$21,114$507,740
2$12,689$20,604$495,051
3$13,220$20,074$481,830
4$13,773$19,521$468,057
5$14,349$18,945$453,708
6$14,949$18,344$438,759
7$15,575$17,719$423,184
8$16,226$17,068$406,958
9$16,905$16,389$390,053
10$17,612$15,682$372,440
11$18,349$14,945$354,092
12$19,116$14,178$334,975
13$19,916$13,378$315,060
14$20,749$12,545$294,311
15$21,617$11,677$272,694
16$22,521$10,773$250,173
17$23,463$9,831$226,710
18$24,444$8,849$202,265
19$25,467$7,827$176,798
20$26,532$6,762$150,266
21$27,642$5,652$122,624
22$28,798$4,496$93,826
23$30,003$3,291$63,823
24$31,258$2,036$32,565
25$32,565$729$0

At the end of your 5-year term

Total paid over the term
$166,469
Principal paid down
$66,212
Interest paid
$100,257
Balance remaining
$453,708

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,318− Condo fees $6,346− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,630

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX TWIN CITY REALTY INC.. MLS®/PropTx.

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