183 Finch Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13272530

$2,219,000
For Sale
Listed 42 days ago
Request a showing
◎ Directions
4Bedrooms
4Bathrooms
4Parking
2500-3000Sq Ft

About this home

10 years after this property was newly built, it still looks like a Brand New Luxury Custom Home in the Prime Yonge/Finch East Area; Approx. 2900 SQ.Ft, Deep, Bright South Lot, Recently (Last Weeks) the Kitchen and Washroom Renovation completed with New Kitchen Countertop, Cabinet Door Bring Even Better for New Appearance with new Painting. Self-Contained Finished Basement W/ Access to Large Back Yard Parking; Live/Work/Income Concept. Superb Craftmanship & Premium Luxury Finishes: Elegant Stone/Brick/EXT, Marble Floors, Oak Hardwood Floors/Stairs, White Quartz Counters, Custom Cabinetry/Vanities, Crown Mouldings, LED Pot Lights Ceiling on Main and 2nd Flrs, Soaring Ceilings High (3.35 or 3.05 meters), Skylites, laundry on 2nd & Lower Floor. The Breathtaking Master Bedroom Features a Walk-in Closet, 6 pcs Ensuite with Jet Spa, and a Soaring Ceiling at 3.35m. Oak Hardwood Floors, Crown Moulding, and Furnished Basement. Walk out Basement Stairs to the Back Yard. Food Shopping at nearby stores: Longos, Metro, H Mart, Galleria, Sunny. Shopping Mall nearby: Fairview Mall, Bayview Village Mall, Center Point Mall. This North York Location for the Best High School Catchment: Earl Haig Secondary School, Cardinal Carter Academy for the Arts School, and Claude Watson School for the Arts. The Zoning of the Property is R6, you can Expand this Building to accommodte Rental unit up to Triplex,and also You can Run your Professional business and Serve your Clients or Patients at this Property.

Key facts

Property type
Detached, 2-Storey
MLS®
C13272530
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
26 × 143 ft
Cross streets
Willowdale Ave / Finch Ave East
Parking
4 parking
Driveway
Mutual
Basement
Apartment, Finished, Separate Entrance, Walk-Out, Walk-Up
Kitchens
4 (1 + 3)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Front
Foundation
Brick, Poured Concrete, Stone
Roof
Asphalt Rolled, Asphalt Shingle
Sewer
Sewer
Property tax
$11,540 / 2026
Days on market
42
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

Living RoomMain3.96 × 3.53 m

hardwood floor · crown moulding · hardwood floor

RecreationBasement0.00 × 0.00 m

hardwood floor · window

Great RoomBasement15.95 × 5.13 m

window · halogen lighting · window

Dining RoomMain3.96 × 4.32 m

hardwood floor · crown moulding · pot lights

OfficeBasement0.00 × 0.00 m

hardwood floor · window

BathroomSecond0.00 × 0.00 m

marble floor · 3 pc bath · walk-in closet(s)

FoyerMain1.52 × 1.73 m

marble counter · crown moulding

Powder RoomMain0.00 × 0.00 m

marble floor · 2 pc bath

Exercise RoomBasement0.00 × 0.00 m

hardwood floor · window

Bedroom 3Second2.65 × 3.20 m

hardwood floor · double closet · window

BathroomSecond0.00 × 0.00 m

marble floor · 4 pc ensuite · window

KitchenMain3.66 × 5.41 m

marble floor · quartz counter · stainless steel appl

Primary BedroomSecond4.37 × 3.58 m

hardwood floor · coffered ceiling(s) · 5 pc bath

LaundryBasement0.00 × 0.00 m

marble floor · laundry sink

BathroomBasement0.00 × 0.00 m

3 pc bath · marble floor

Bedroom 2Second3.96 × 3.20 m

hardwood floor · double closet · window

DenSecond2.05 × 3.20 m

hardwood floor · window

Family RoomMain4.40 × 5.41 m

hardwood floor · gas fireplace · w/o to deck

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.41Mest. value

Listed at $2,219,000, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.11M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.00M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $2.95M

That comparable adjusts to $2.95M; the $2.41M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Finch Ave East at Wilfred Ave is about a 1-minute walk away.

List price
$2.22MGreat deal$2.70MOverpriced

Total price vs nearby homes. Fair value about $2.41M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$2.22Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

133 Spring Garden Avenue$2.29M10 Teagarden Court$1.70M255 Willowdale Avenue$2.68M

The 3 closest active listings nearby.

See all comparable homes
2.22MThis home2.29M1.70M2.68MThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $2.68M
$807this home / sqft
9active listings nearby
42days on market

This home lists 10% below the area average of $893/sqft.

41 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Finch Ave East at Wilfred Ave, about 31 m away

20+ transit stops5 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$10,113/mo
$419KIncome needed
5.3×Price ÷ income
$2,334Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,113Property tax $962Total carry $11,075

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,473per month

Mortgage amount $1,775,200 · 4.14% over 25 years

$443,800Down payment (20.0%)
$1,775,200Loan before insurance
$0CMHC premium
$10,435Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,473
Property tax
$962
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,435

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,950
Toronto municipal land transfer tax
$41,950
Estimated closing costs
$83,900

Plus your down payment of $443,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,506/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,066,738Total interest paid
$2,841,938Total of all payments
Principal $1,775,200 Interest $1,066,738
YearPrincipalInterestBalance
1$41,587$72,091$1,733,613
2$43,326$70,351$1,690,287
3$45,139$68,539$1,645,148
4$47,027$66,651$1,598,122
5$48,994$64,684$1,549,128
6$51,043$62,634$1,498,085
7$53,178$60,499$1,444,907
8$55,402$58,275$1,389,504
9$57,720$55,958$1,331,784
10$60,134$53,543$1,271,650
11$62,650$51,028$1,209,001
12$65,270$48,407$1,143,730
13$68,000$45,677$1,075,730
14$70,845$42,833$1,004,886
15$73,808$39,870$931,078
16$76,895$36,782$854,183
17$80,112$33,566$774,071
18$83,463$30,215$690,609
19$86,954$26,724$603,655
20$90,591$23,087$513,064
21$94,380$19,297$418,684
22$98,328$15,350$320,356
23$102,441$11,237$217,916
24$106,726$6,952$111,190
25$111,190$2,488$0

At the end of your 5-year term

Total paid over the term
$568,388
Principal paid down
$226,072
Interest paid
$342,315
Balance remaining
$1,549,128

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $11,540− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $43,130

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

CallRequest a showing