409-18 Pemberton Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C13314794

$539,000
For Sale
Listed 47 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft
11 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Client RemarksHighly Demanded Yonge/Finch Location, Earl Haig Secondary School Area,Direct Acess To Finch Subway. South Facing With Green Tree View, Desirable Split Bedroom Layout, newer Laminated Floors. Close To Go Bus Station,Viva,Restaurants, Shops, Entertainment, Parks And Schools,Close To Hwy 401.24 Hours Concierge Security, Great Amenities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13314794
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Yonge/Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$875/mo
Exposure
South
Property tax
$2,556 / 2026
Days on market
47
Listing brokerage
ROYAL LEPAGE PEACELAND REALTY

Rooms

Primary BedroomGround5.88 × 2.92 m

laminate · walk-in closet(s) · 4 pc ensuite

Living RoomGround5.80 × 3.35 m

laminate · w/o to balcony · combined w/dining

Bedroom 2Ground2.92 × 2.66 m

laminate · w/o to balcony · 4 pc bath

KitchenGround2.44 × 2.44 m

ceramic floor · breakfast bar

Dining RoomGround5.80 × 3.35 m

laminate · combined w/living

Our TakeTeam Asgarian · Broker
In line
$528Kest. value

Listed at $539,000, and my independent estimate is right in line with comparable homes.

In Newtonbrook East lately, sellers get about 98% of asking; homes sell in ~36 days.

List price
$528KGreat deal$569KOverpriced

Total price vs nearby homes. Fair value about $528K, median of 3 comparables.

How this estimate is builtthe short version

I take the 3 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $528K, a close match.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kenneth Avenue is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Based on 3 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Newtonbrook East · asking prices
$617kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

900-8 Pemberton Avenue$549k408-8 Pemberton Avenue$549k1009-39 Pemberton Avenue$629kN837-7 golden lion Heights$658kN2009-7 Golden Lion Heights$700k

The 5 closest of 7 active listings nearby.

See all comparable homes
539kThis home549k549k629k658k700kThis home vs active comparables
Live market pulseActive comparables in Newtonbrook East · median list $600K
$634this home / sqft
21active listings nearby
47days on market
100sold nearby · 90 days
$572Kmedian sold price
98%of asking, on average

This home lists 18% below the area average of $770/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

99/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Kenneth Avenue, about 123 m away

20+ transit stops5 grocery20+ dining20+ parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$594K
Bayview Village
$523K
Henry Farm
$627K
Flemingdon Park
$430K
Bay Street Corridor
$618K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.5 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$2,457/mo
$120KIncome needed
4.5×Price ÷ income
$567Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,457Property tax $213Condo fee $875Total carry $3,545

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,301per month

Mortgage amount $431,200 · 4.14% over 25 years

$107,800Down payment (20.0%)
$431,200Loan before insurance
$0CMHC premium
$3,389Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,301
Property tax
$213
Condo / maintenance fees
$875
Heating
$0
Estimated monthly cost
$3,389

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,255
Toronto municipal land transfer tax
$7,255
Estimated closing costs
$14,510

Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,795/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$259,113Total interest paid
$690,313Total of all payments
Principal $431,200 Interest $259,113
YearPrincipalInterestBalance
1$10,102$17,511$421,098
2$10,524$17,088$410,574
3$10,964$16,648$399,610
4$11,423$16,190$388,187
5$11,901$15,712$376,287
6$12,398$15,214$363,888
7$12,917$14,695$350,971
8$13,457$14,155$337,514
9$14,020$13,592$323,493
10$14,607$13,006$308,887
11$15,218$12,395$293,669
12$15,854$11,758$277,815
13$16,517$11,095$261,297
14$17,208$10,404$244,089
15$17,928$9,684$226,161
16$18,678$8,935$207,483
17$19,459$8,153$188,024
18$20,273$7,339$167,750
19$21,121$6,491$146,629
20$22,005$5,608$124,624
21$22,925$4,687$101,699
22$23,884$3,728$77,815
23$24,883$2,729$52,932
24$25,924$1,689$27,008
25$27,008$604$0

At the end of your 5-year term

Total paid over the term
$138,063
Principal paid down
$54,913
Interest paid
$83,149
Balance remaining
$376,287

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $2,556− Condo fees $10,500− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,180

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE PEACELAND REALTY. MLS®/PropTx.

CallRequest a showing