4106-89 Church Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13410746
About this home
New 2-Bedroom Condo with Spectacular City & Lake Views .The Saint by Minto-- Welcome to The Saint, a stunning new landmark in downtown Toronto by renowned builder Minto. This sun-filled, east-facing 768 sq. ft. unit offers breathtaking panoramic views of the city and Lake Ontario from high floor large windows. Bright & Wide Layout with abundant natural light Split 2-Bedroom Design, both with large windows and closet. Modern Kitchen with integrated appliances, quartz countertops, center island & sleek cabinetry, Designer Bathrooms with frameless glass showers, Premium Finishes: Hard wood floors, smart home features, and ensuite laundry, Fitness center, yoga studio, meditation room, Co-working spaces. Streetcar at your doorstep, 5-min walk to King or Queen subway, Steps to Financial District, Eaton Centre, St. Lawrence Market & George Brown College, Surrounded by trendy shops, restaurants & cafes.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13410746
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700-799
- Cross streets
- Church St/ Richmond St E
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $698/mo
- Exposure
- South East
- Property tax
- $4,743 / 2025
- Days on market
- 48
- Listing brokerage
- HOMELIFE NEW WORLD REALTY INC.
Rooms
3 pc ensuite · hardwood floor · 3 pc ensuite
large window · juliette balcony · hardwood floor
centre island · large window · large window
closet · hardwood floor · large window
Listed at $759,900, and my independent estimate is about 21% above what comparable homes suggest.
In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~35 days.
Total price vs nearby homes. Fair value about $630K, median of 87 comparables.
How this estimate is builtthe short version
I take the 87 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $809K, higher than the comparables and worth a second look.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Church Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Based on 87 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% above the area average of $903/sqft.
47 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: Church Street, about 85 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $607,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,244
- Property tax
- $395
- Condo / maintenance fees
- $698
- Heating
- $0
- Estimated monthly cost
- $4,337
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,673
- Toronto municipal land transfer tax
- $11,673
- Estimated closing costs
- $23,346
Plus your down payment of $151,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $194,645
- Principal paid down
- $77,419
- Interest paid
- $117,226
- Balance remaining
- $530,501
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.