2801 (Ph 1)-228 Queens Quay, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13411010

$1,285,000
For Sale
Listed 46 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Must See To Believe Rarely Offered Gem Penthouse Residence Right at Harbour Front Toronto, Unbeatable Location-Hard To Find, A Showcase OF Luxury, Prestige, And Sophisticated Waterfront Living. Featuring A Spectacular Wrap-Around Private Terrace With Amazing, Unobstructed Panoramic Views Of Lake Ontario, The Iconic CN Tower, And Toronto's Dazzling Skyline, This Extraordinary Home Offers An Elevated Lifestyle Reserved For The Most Discerning Buyers. Freshly Painted Throughout (May 2026), This Residence Exudes Elegance With 9-Ft Smooth Ceilings, Crown Mouldings, Marble Flooring, Real Maple Hardwood Floors, Pot Lights In The Foyer And Dining Area, And Exquisite Customized Closets Worth Thousands of Dollars Throughout. The Light-Filled Open-Concept Living And Dining Areas Seamlessly Extend To The Expansive Terrace, Creating The Ultimate Indoor-Outdoor Entertaining Experience For Summer Gatherings, Sunset Cocktails, And Unforgettable Evenings Under The City Lights. The Kitchen Has Beautiful Granite Countertops, Waterfall Island, Customized Backsplash, And High-End Stainless-Steel Appliances. The Luxurious Residence Features A Walk-In Closet. The Den Also Features In-Built Customized Cabinet with a Glass Window Offering Fabulous Skyline Views, Provides An Ideal Space For Today's Work-From-Home Professionals. Maintenance Fees Include All Utilities. Residents Enjoy A Full-Service Luxury Lifestyle With 24-Hour Concierge, Indoor Pool, State-Of-The-Art Fitness Centre, Guest Suites, Visitor Parking, And More. Ideally Nested In One Of Toronto's Most Coveted Waterfront Communities, Just Steps To The Lake, Transit, Fine Dining, Entertainment, And Major Commuter Routes. Includes One Exclusive Parking Space And One Exclusive Locker. A Rare Scenic Penthouse Residence Offering Right At HarbourFront Exuding Elegance, Thoughtful Layout, Great Craftsmanship, World-Class Amenities, And Breathtaking Views of Lake Ontario, CN Tower and City Skyline.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13411010
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
York St / Queens Quay
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete Poured
Foundation
Concrete Block
Roof
Flat
Maintenance
$1,201/mo
Exposure
North East
Property tax
$5,325 / 2026
Days on market
46
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomGround6.62 × 4.84 m

overlook water · hardwood floor · pot lights

KitchenGround2.99 × 2.49 m

open concept · granite counters · custom backsplash

Primary BedroomGround4.94 × 3.69 m

3 pc ensuite · walk-in closet(s) · overlooks park

FoyerGround2.88 × 1.13 m

crown moulding · marble floor · pot lights

DenGround2.63 × 2.31 m

b/i bookcase · hardwood floor · window

Bedroom 2Ground3.84 × 3.30 m

mirrored walls · pocket doors · overlooks park

Living RoomGround6.62 × 4.84 m

crown moulding · hardwood floor · w/o to terrace

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.08Mest. value

Listed at $1,285,000, this home is tracking about 19% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($989/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Waterfront Communities C1 lately, sellers have been getting about 97% of asking and homes sell in about 36 days.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.04M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Adjusts to $1.25M

That comparable adjusts to $1.25M; the $1.08M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is The Waterfront School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1.01MGreat deal$1.28MOverpriced

Total price vs nearby homes. Fair value about $1.08M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$1.21Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

309-35 Mariner Terrace$1.25M4506-327 King Street$1.11M1903-480 Front Street$1.57M1105-361 Front Street$899k3001-80 John Street$1.23M

The 5 closest active listings nearby.

See all comparable homes
1.28MThis home1.25M1.11M1.57M899k1.23MThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $899K
$989this home / sqft
10active listings nearby
46days on market
100sold nearby · 90 days
$675Kmedian sold price
97%of asking, on average

This home lists 0% above the area average of $988/sqft.

45 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$700K
Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Moss Park
$519K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 1.2 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$5,857/mo
$263KIncome needed
4.9×Price ÷ income
$1,352Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $5,857Property tax $444Condo fee $1,201Total carry $7,501

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,486per month

Mortgage amount $1,028,000 · 4.14% over 25 years

$257,000Down payment (20.0%)
$1,028,000Loan before insurance
$0CMHC premium
$7,131Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,486
Property tax
$444
Condo / maintenance fees
$1,201
Heating
$0
Estimated monthly cost
$7,131

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,175
Toronto municipal land transfer tax
$22,175
Estimated closing costs
$44,350

Plus your down payment of $257,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,663/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$617,737Total interest paid
$1,645,737Total of all payments
Principal $1,028,000 Interest $617,737
YearPrincipalInterestBalance
1$24,082$41,747$1,003,918
2$25,090$40,740$978,828
3$26,139$39,690$952,688
4$27,233$38,597$925,456
5$28,372$37,458$897,084
6$29,559$36,271$867,525
7$30,795$35,035$836,731
8$32,083$33,746$804,648
9$33,425$32,404$771,223
10$34,823$31,006$736,399
11$36,280$29,550$700,120
12$37,797$28,032$662,323
13$39,378$26,451$622,944
14$41,025$24,804$581,919
15$42,741$23,088$539,178
16$44,529$21,300$494,648
17$46,392$19,438$448,257
18$48,332$17,497$399,924
19$50,354$15,476$349,570
20$52,460$13,369$297,110
21$54,655$11,175$242,456
22$56,941$8,889$185,515
23$59,322$6,507$126,193
24$61,804$4,026$64,389
25$64,389$1,441$0

At the end of your 5-year term

Total paid over the term
$329,147
Principal paid down
$130,916
Interest paid
$198,231
Balance remaining
$897,084

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $5,325− Condo fees $14,413− Insurance $600− Vacancy & upkeep $5,412Net operating income $23,450

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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