3207-390 Cherry Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13411192

$1,040,000
For Sale
Listed 47 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to this stunning two-bedroom, two-bathroom suite perched on the 32nd floor, offering breathtaking south-facing views of Lake Ontario. Located in the heart of the iconic Distillery District, this sun-drenched unit features floor-to-ceiling windows that flood the space with natural light. With 971 sqf. of open-concept living space, this is the most desirable layout in the building no wasted space with pillars or hallways. Enjoy seamless indoor-outdoor living with an oversized 180 sqf. balcony featuring two walkouts, perfect for entertaining or relaxing with panoramic views. Private secured bike rack. The modern kitchen boasts a large island, ideal for casual dining and gatherings. Included is one parking space and a rare, extra-large storage locker (65 sqf.).Building Amenities Include: Fully equipped fitness centre, Yoga studio & sauna, 24-hour concierge, Guest suites, Outdoor pool, Rooftop terrace with BBQs and lounge areas. Step outside to discover charming cobblestone streets lined with boutiques, restaurants, art galleries, and theatres. You're just steps to the Cherry Street streetcar, and within walking distance to St. Lawrence Market, the waterfront, and the Beach. Enjoy quick access to the DVP and Gardiner Expressway for easy commuting. Live in one of Toronto's most vibrant and historic neighborhoods famous for its year-round events and the beloved Christmas Market. Experience the perfect blend of culture, convenience, and downtown lifestyle. Efficient layout with no hallway or pillars.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13411192
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Cherry & Mill
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Concrete Block
Maintenance
$1,238/mo
Exposure
South
Property tax
$4,872 / 2026
Days on market
47
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomFlat6.50 × 4.13 m

combined w/dining · overlook water · w/o to balcony

Dining RoomFlat6.50 × 4.13 m

combined w/living · south view · w/o to balcony

KitchenFlat3.76 × 3.52 m

open concept · centre island · stainless steel appl

Primary BedroomFlat4.28 × 3.15 m

5 pc bath · walk-in closet(s) · w/o to balcony

Bedroom 2Flat2.81 × 2.68 m

laminate · double closet · mirrored closet

Our TakeTeam Asgarian · Broker
Above comparables
$773Kest. value

Listed at $1,040,000, and my independent estimate is about 35% above what comparable homes suggest.

In Waterfront Communities C8 lately, sellers get about 97% of asking; homes sell in ~32 days.

List price
$704KGreat deal$1.04MOverpriced

Total price vs nearby homes. Fair value about $773K, median of 6 comparables.

How this estimate is builtthe short version

I take the 6 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.12M, higher than the comparables and worth a second look.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 6 comparable homes nearby.

Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$808kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1505-25 The Esplanade$900k1804-35 Parliament Street$775k1115-25 The Esplanade$750k

The 3 closest active listings nearby.

See all comparable homes
1.04MThis home900k775k750kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $605K
$1,095this home / sqft
11active listings nearby
47days on market
100sold nearby · 90 days
$603Kmedian sold price
97%of asking, on average

This home lists 7% above the area average of $1,022/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$894K
Church-Yonge Corridor
$611K
Waterfront Communities C1
$609K
Bay Street Corridor
$618K
Niagara
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$4,740/mo
$220KIncome needed
4.7×Price ÷ income
$1,094Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,740Property tax $406Condo fee $1,238Total carry $6,384

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,440per month

Mortgage amount $832,000 · 4.14% over 25 years

$208,000Down payment (20.0%)
$832,000Loan before insurance
$0CMHC premium
$6,084Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,440
Property tax
$406
Condo / maintenance fees
$1,238
Heating
$0
Estimated monthly cost
$6,084

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,275
Toronto municipal land transfer tax
$17,275
Estimated closing costs
$34,550

Plus your down payment of $208,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,393/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$499,958Total interest paid
$1,331,958Total of all payments
Principal $832,000 Interest $499,958
YearPrincipalInterestBalance
1$19,491$33,787$812,509
2$20,306$32,972$792,203
3$21,156$32,123$771,047
4$22,040$31,238$749,007
5$22,962$30,316$726,045
6$23,923$29,355$702,122
7$24,923$28,355$677,198
8$25,966$27,312$651,232
9$27,052$26,226$624,180
10$28,184$25,095$595,996
11$29,363$23,916$566,634
12$30,591$22,688$536,043
13$31,870$21,408$504,173
14$33,203$20,075$470,969
15$34,592$18,686$436,377
16$36,039$17,239$400,338
17$37,547$15,732$362,791
18$39,117$14,161$323,674
19$40,753$12,525$282,921
20$42,458$10,820$240,463
21$44,234$9,044$196,229
22$46,084$7,194$150,144
23$48,012$5,266$102,133
24$50,020$3,258$52,112
25$52,112$1,166$0

At the end of your 5-year term

Total paid over the term
$266,392
Principal paid down
$105,955
Interest paid
$160,436
Balance remaining
$726,045

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,872− Condo fees $14,851− Insurance $600− Vacancy & upkeep $4,026Net operating income $12,251

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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