145-10 Moonstone Byway, Toronto, ON

Hillcrest Village, Toronto · MLS® C13411968

$649,000
For Sale
Listed 43 days ago
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◎ Directions
3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft
13 schools20+ transit stops16 parks20+ restaurantswithin 1.5 km

About this home

Move-In Ready Renovated Stacked Townhome in a Highly Sought-After Neighbourhood! Bright, spacious. beautifully updated, this 3-bedroom home offers a functional layout designed for comfortable modern living. Enjoy a large private terrace and balcony, perfect for relaxing or entertaining. Recent renovations include a brand-new main bathroom, refinished modern Kitchen, Vinyl Floor throughout, elegant hardwood stairs.The primary bedroom features its own ensuite bathroom and a spacious private terrace, while the second and third bedrooms share a generous wall-to-wall balcony, providing additional outdoor living space. Living Room W/O to Back Yard. Located within a top-ranked school district, including A.Y. Jackson Secondary School, Cliffwood Public School, and Highland Middle School. Commuting is effortless with TTC service at your doorstep and direct bus access to Don Mills Station. Conveniently located just minutes from Highways 404 and 401, and close to Fairview Mall, T&T Supermarket, parks, and scenic walking trails.An excellent opportunity for first-time home buyers, families, and investors alike. Don't miss this exceptional home-it's a must-see!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13411968
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Don Mills/Mcnicoll
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick, Other
Foundation
Concrete
Roof
Shingles
Maintenance
$560/mo
Exposure
North South
Property tax
$2,383 / 2026
Days on market
43
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Dining RoomGround5.98 × 4.10 m

combined w/living · vinyl floor · w/o to yard

Bedroom 2Second4.47 × 3.12 m

w/o to balcony · laminate · walk-in closet(s)

KitchenGround3.57 × 3.48 m

eat-in kitchen · vinyl floor · updated

Primary BedroomSecond4.47 × 6.32 m

w/o to balcony · vinyl floor · walk-in closet(s)

Bedroom 3Second3.48 × 2.98 m

w/o to balcony · laminate · closet

Living RoomGround5.98 × 4.10 m

combined w/dining · vinyl floor · w/o to yard

Moe’s TakeTeam Asgarian · Broker
Above comparables
$499Kest. value

Listed at $649,000, this home is about 30% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $503K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $459K
  • Adjusts to $459K

That comparable adjusts to $459K; the $499K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Cliffwood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a more car-dependent spot, so buyers here typically drive. Don Mills Road at Pebble Byway is about a 2-minute walk away. Worth weighing if transit access matters to you.

List price
$459KGreat deal$649KOverpriced

Total price vs nearby homes. Fair value about $499K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Hillcrest Village · asking prices
$515kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

148-4005 Don Mills Road$586k132-4001 Don Mills Road$499k249-4001 Don Mills Road$459k

The 3 closest active listings nearby.

See all comparable homes
649kThis home586k499k459kThis home vs active comparables
Live market pulseActive comparables in Hillcrest Village · median list $579K
$499this home / sqft
7active listings nearby
43days on market

This home lists 18% above the area average of $422/sqft.

39 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Hillcrest Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

20/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Don Mills Road at Pebble Byway, about 141 m away

20+ transit stops3 grocery20+ dining16 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Don Valley Village
$720K
Parkwoods-Donalda
$654K
Willowdale East
$654K
Victoria Village
$782K
Malvern
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cliffwood Public School
93%
Cliffwood Public SchoolPublic · Elementary · 0.7 km awayAmong the top in the GTA · 93% meet the provincial standard
St. MatthiasEQAO results not published

Affordability & Mortgage

Affordability
$2,958/mo
$133KIncome needed
4.9×Price ÷ income
$683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,958Property tax $199Condo fee $560Total carry $3,717

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,771per month

Mortgage amount $519,200 · 4.14% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,529Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,771
Property tax
$199
Condo / maintenance fees
$560
Heating
$0
Estimated monthly cost
$3,529

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,365/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$311,993Total interest paid
$831,193Total of all payments
Principal $519,200 Interest $311,993
YearPrincipalInterestBalance
1$12,163$21,085$507,037
2$12,672$20,576$494,365
3$13,202$20,046$481,163
4$13,754$19,494$467,409
5$14,329$18,918$453,080
6$14,929$18,319$438,151
7$15,553$17,695$422,598
8$16,204$17,044$406,394
9$16,882$16,366$389,512
10$17,588$15,660$371,925
11$18,323$14,924$353,601
12$19,090$14,158$334,512
13$19,888$13,359$314,623
14$20,720$12,528$293,903
15$21,587$11,661$272,316
16$22,490$10,758$249,826
17$23,431$9,817$226,396
18$24,411$8,837$201,985
19$25,432$7,816$176,553
20$26,495$6,752$150,058
21$27,604$5,644$122,454
22$28,758$4,489$93,696
23$29,961$3,286$63,735
24$31,214$2,033$32,520
25$32,520$728$0

At the end of your 5-year term

Total paid over the term
$166,239
Principal paid down
$66,120
Interest paid
$100,118
Balance remaining
$453,080

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $2,383− Condo fees $6,720− Insurance $600− Vacancy & upkeep $5,412Net operating income $34,085

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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