PH1027-55 Stewart Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13412672

$2,499,999
For Sale
Listed 40 days ago
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3Bedrooms
3Bathrooms
1Garage
2500-2749Sq Ft

About this home

Rare Opportunity For This One-Of-A-Kind 3-Storey Condo Unit (2713Sf) In 1 Hotel Residences. Famous For Its Rooftop Amenities, This Penthouse Has Its Own 500Sf Rooftop Patio And Gas Bbq Line. Modern Kitchen With Open Concept Main Level, Exposed Concrete Ceilings. Enjoy East And West Views With Ceiling To Floor Windows. Two Huge Bedrooms With Ensuite On The Second Floor. Located In Chique King West, Urban Convenience Is A Given. Comes With Parking & Locker.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13412672
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
2500-2749
Cross streets
King West / Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$2,848/mo
Exposure
East West
Property tax
$13,378 / 2025
Days on market
40
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomUpper20.11 × 14.04 m

4 pc ensuite · walk-in closet(s)

Family RoomMain5.59 × 5.18 m

W/O To Patio

KitchenMain4.05 × 2.56 m

Granite Counters

FoyerLower3.29 × 3.45 m

Closet

Living RoomMain3.04 × 5.96 m

East View

OfficeUpper27.26 × 12.04 m

Closet

BedroomUpper11.41 × 15.68 m

5 pc ensuite · walk-in closet(s)

Dining RoomMain4.09 × 2.91 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$2.50Mest. value

Listed at $2,499,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 65 similar homes nearby, adjusted for size, beds, and baths.Median of 65 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.62M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $893K
  • Size difference +$1.05M
  • Bathrooms +$15K
  • Adjusts to $1.96M

That comparable adjusts to $1.96M; the $2.50M estimate above is the median of all 65 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Bathurst St East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.43MGreat deal$2.60MOverpriced

Total price vs nearby homes. Fair value about $2.50M, median of 65 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Live market pulseActive comparables in Waterfront Communities C1 · median list $629K
$953this home / sqft
66active listings nearby
40days on market

This home lists 7% below the area average of $1,024/sqft.

39 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Bathurst St East Side, about 92 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$644K
Annex
$929K
Mimico
$872K
Banbury-Don Mills
$500K
Willowdale East
$464K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$11,394/mo
$526KIncome needed
4.8×Price ÷ income
$2,629Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $11,394Property tax $1,115Condo fee $2,848Total carry $15,357

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,673per month

Mortgage amount $1,999,999 · 4.14% over 25 years

$500,000Down payment (20.0%)
$1,999,999Loan before insurance
$0CMHC premium
$14,636Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,673
Property tax
$1,115
Condo / maintenance fees
$2,848
Heating
$0
Estimated monthly cost
$14,636

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,975
Toronto municipal land transfer tax
$48,975
Estimated closing costs
$97,950

Plus your down payment of $500,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,963/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,201,822Total interest paid
$3,201,821Total of all payments
Principal $1,999,999 Interest $1,201,822
YearPrincipalInterestBalance
1$46,853$81,220$1,953,146
2$48,813$79,260$1,904,333
3$50,855$77,218$1,853,479
4$52,982$75,091$1,800,497
5$55,198$72,875$1,745,299
6$57,507$70,566$1,687,792
7$59,912$68,161$1,627,880
8$62,418$65,655$1,565,462
9$65,029$63,044$1,500,432
10$67,749$60,324$1,432,683
11$70,583$57,490$1,362,100
12$73,535$54,537$1,288,565
13$76,611$51,462$1,211,953
14$79,816$48,257$1,132,138
15$83,154$44,918$1,048,983
16$86,633$41,440$962,350
17$90,256$37,816$872,094
18$94,032$34,041$778,062
19$97,965$30,108$680,098
20$102,063$26,010$578,035
21$106,332$21,741$471,703
22$110,779$17,293$360,924
23$115,413$12,660$245,511
24$120,241$7,832$125,270
25$125,270$2,803$0

At the end of your 5-year term

Total paid over the term
$640,364
Principal paid down
$254,700
Interest paid
$385,664
Balance remaining
$1,745,299

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$8,500/mo
$102,000Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $13,378− Condo fees $34,174− Insurance $600− Vacancy & upkeep $11,220Net operating income $42,628

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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