310-2A Church Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13412736

$3,700/mo
For Lease
Listed 45 days ago
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3Bedrooms
2Bathrooms
0Parking
800-899Sq Ft

About this home

Luxury Living in the Heart of St. Lawrence Market! Stunning 3-Bedroom Condo perfectly situated in one of Toronto's most vibrant and historic neighbourhoods. Boasting an impressive Walk Score of 98 and Transit Score of 100, this thoughtfully designed suite offers a functional layout with no wasted space. Enjoy soaring 9-foot ceilings, expansive floor-to-ceiling windows, and an abundance of natural light throughout.The modern chef-inspired kitchen features a gas range, large centre island with additional storage, and ample counter space for cooking and entertaining. Elegant finishes and contemporary design create a sophisticated living experience. Just steps to St. Lawrence Market, world-class dining, cafés, theatres, TTC, the Financial District, and Toronto's beautiful waterfront. Experience the best of downtown living right at your doorstep! Water included.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13412736
Bedrooms
3
Bathrooms
2
Size
800-899
Cross streets
The Esplanade & Church
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Other
Exterior
Concrete
Exposure
North
Days on market
45
Listing brokerage
RE/MAX REALTRON REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$3,554/moest. value

Listed at $3,700/mo, this rental is about 4% above what comparable rentals suggest. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C8 lately, landlords have been getting about 99% of asking and homes lease in about 15 days.

Based on 31 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 31 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, leased for $3,774/mo
  • Adjusts to $3,774/mo

That comparable adjusts to $3,774/mo; the $3,554/mo estimate above is the median of all 31 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$3,287/moBelow market$3,700/moAbove market

Total price vs nearby homes. Fair value about $3,554/mo, median of 31 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$3,530avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3811-55 Cooper Street$3,750802-12 Bonnycastle Street$3,600206-12 Bonnycastle Street$3,3007309-55 Cooper Street$3,500201-15 Merchants' Wharf$3,500

The 5 closest of 8 active listings nearby.

See all comparable homes
3,700This home3,7503,6003,3003,5003,500This home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $3K
26active listings nearby
45days on market
100leased nearby · 90 days
$3Kmedian leased price
99%of asking, on average

On the market now.

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$2K
Waterfront Communities C1
$2K
Bay Street Corridor
$3K
Regent Park
$3K
Church-Yonge Corridor
$3K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$17/mo
$4KIncome needed
0.8×Price ÷ income
$4Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $17Property tax $2Total carry $19

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16per month

Mortgage amount $2,960 · 4.14% over 25 years

$740Down payment (20.0%)
$2,960Loan before insurance
$0CMHC premium
$18Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16
Property tax
$2
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19
Toronto municipal land transfer tax
$19
Estimated closing costs
$37

Plus your down payment of $740. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$19/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,779Total interest paid
$4,739Total of all payments
Principal $2,960 Interest $1,779
YearPrincipalInterestBalance
1$69$120$2,891
2$72$117$2,818
3$75$114$2,743
4$78$111$2,665
5$82$108$2,583
6$85$104$2,498
7$89$101$2,409
8$92$97$2,317
9$96$93$2,221
10$100$89$2,120
11$104$85$2,016
12$109$81$1,907
13$113$76$1,794
14$118$71$1,676
15$123$66$1,552
16$128$61$1,424
17$134$56$1,291
18$139$50$1,152
19$145$45$1,007
20$151$38$855
21$157$32$698
22$164$26$534
23$171$19$363
24$178$12$185
25$185$4$0

At the end of your 5-year term

Total paid over the term
$948
Principal paid down
$377
Interest paid
$571
Balance remaining
$2,583

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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