4702-108 Peter Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13413256

$955,000
For Sale
Listed 45 days ago
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3Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Seller Motivated! Do Not Miss This Opportunity to be an owner of this beautiful and Very Rare Brand New 3 Bedroom Corner Unit with 1Parking and 1Locker at Peter & Adelaide with Incredible Unobstructed City Views. Open concept living/dining area with Large Kitchen extends to an inviting balcony, perfect for relaxing or entertaining against Toronto's iconic skyline. Master bedroom with 3pc Ensuite Bath and Walk in Closet. Prime downtown locations 100/100 Walk & Transit Score, steps to public transit, Walk To Attractions Like CN Tower, Rogers Centre, TTC Subway, Shopping, Clubs, restaurants and entertainments. Conveniently located near PATH in Financial/Entertainment Districts. Amazing Luxury amenities include Co-working & Rec Room, Outdoor Lounge, Fitness & Yoga Studio, Infra-Red Sauna &Treatment Rooms, Demo Kitchen, Private Dining Room, Party Lounge, Terrace, Outdoor Communal Dining, Rooftop Pool and Kids Zone & Arts & Crafts.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13413256
Bedrooms
3
Bathrooms
2
Size
900-999
Cross streets
Peter St. And Adelaide
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$748/mo
Exposure
North East
Property tax
$4,932 / 2025
Days on market
45
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

LaundryFlat1.00 × 1.00 m
Bedroom 2Flat2.47 × 2.99 m

large closet · large window

Bedroom 3Flat2.74 × 2.77 m

large closet · large window

Living RoomFlat3.47 × 5.21 m

balcony · combined w/dining · ne view

Primary BedroomFlat3.05 × 3.05 m

balcony · large closet · 3 pc ensuite

Dining RoomFlat3.47 × 5.21 m

Combined w/Living

KitchenFlat3.47 × 5.21 m

Combined w/Living

Moe’s TakeTeam Asgarian · Broker
Above comparables
$844Kest. value

Listed at $955,000, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,006/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Waterfront Communities C1 lately, sellers have been getting about 97% of asking and homes sell in about 35 days.

Based on 18 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 18 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $958K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $963K
  • Adjusts to $963K

That comparable adjusts to $963K; the $844K estimate above is the median of all 18 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$806KGreat deal$955KOverpriced

Total price vs nearby homes. Fair value about $844K, median of 18 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$924kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4506-327 King Street$1.11M1708-3 Navy Wharf Court$885k606-478 King Street$850k1105-361 Front Street$899k1504-12 York Street$879k

The 5 closest of 8 active listings nearby.

See all comparable homes
955kThis home1.11M885k850k899k879kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $875K
$1,006this home / sqft
24active listings nearby
45days on market
100sold nearby · 90 days
$677Kmedian sold price
97%of asking, on average

This home lists 2% above the area average of $982/sqft.

44 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$534K
Bay Street Corridor
$506K
Church-Yonge Corridor
$583K
Waterfront Communities C8
$615K
Moss Park
$528K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$4,353/mo
$196KIncome needed
4.9×Price ÷ income
$1,004Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,353Property tax $411Condo fee $748Total carry $5,512

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,077per month

Mortgage amount $764,000 · 4.14% over 25 years

$191,000Down payment (20.0%)
$764,000Loan before insurance
$0CMHC premium
$5,236Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,077
Property tax
$411
Condo / maintenance fees
$748
Heating
$0
Estimated monthly cost
$5,236

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,575
Toronto municipal land transfer tax
$15,575
Estimated closing costs
$31,150

Plus your down payment of $191,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,952/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$459,096Total interest paid
$1,223,096Total of all payments
Principal $764,000 Interest $459,096
YearPrincipalInterestBalance
1$17,898$31,026$746,102
2$18,647$30,277$727,456
3$19,426$29,497$708,029
4$20,239$28,685$687,790
5$21,086$27,838$666,704
6$21,968$26,956$644,737
7$22,886$26,037$621,850
8$23,844$25,080$598,007
9$24,841$24,083$573,165
10$25,880$23,044$547,285
11$26,963$21,961$520,322
12$28,091$20,833$492,232
13$29,266$19,658$462,966
14$30,490$18,434$432,477
15$31,765$17,159$400,712
16$33,094$15,830$367,618
17$34,478$14,446$333,140
18$35,920$13,004$297,220
19$37,423$11,501$259,797
20$38,988$9,936$220,809
21$40,619$8,305$180,191
22$42,318$6,606$137,873
23$44,088$4,836$93,785
24$45,932$2,992$47,853
25$47,853$1,071$0

At the end of your 5-year term

Total paid over the term
$244,619
Principal paid down
$97,296
Interest paid
$147,324
Balance remaining
$666,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,932− Condo fees $8,980− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,062

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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