3 Rebecca Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13413940

$1,949,900
For Sale
Listed 39 days ago
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5Bedrooms
5Bathrooms
0Parking
1100-1500Sq Ft

About this home

3 Rebecca St is perfectly positioned on a quiet street just steps from the vibrant Queen West and Ossington and just a few blocks from everything Trinity Bellwoods Park has to offer. This exceptional 3 storey, 4-bedroom, 5-bathroom semi-detached home has been completely reimagined with meticulous attention to detail, offering designer finishes and modern luxury from top to bottom, inside and out. The sun-filled open-concept main level is designed for both everyday living and effortless entertaining. The white oak engineered hardwood flooring laid in a stunning herringbone pattern flows throughout, complemented by pot lights, built-in speakers, crown moulding and custom millwork. At the heart of the home is a chef-inspired kitchen featuring a 36-inch KitchenAid gas range, integrated Fisher & Paykel refrigerator, Bosch dishwasher, custom cabinetry and an oversized island designed for entertaining. The second level offers bedrooms finished with white oak engineered hardwood, custom built-in cabinetry, and pot lights throughout. Two beautifully appointed designer bathrooms feature premium finishes and heated floors. Occupying the entire third floor, the primary retreat is a true sanctuary. White oak herringbone flooring, a skylight, and floor-to-ceiling custom his-and-hers closets with a central island create a luxurious and functional space. The exquisite ensuite bath showcases floor-to-ceiling custom tile, porcelain countertops, a walk-in glass shower, freestanding soaker tub, backlit mirrors and heated floors. A private balcony with custom tinted glass provides the perfect setting for morning coffee or evening relaxation. The fully finished lower level adds valuable living space, complete with an additional bedroom, full bathroom, and separate entrance-ideal for guests or extended family. Outside, the private backyard is framed by a custom privacy fence, creating an inviting outdoor space for dining, entertaining, and enjoying warm summer evenings.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13413940
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
1100-1500
Lot
15.17 × 57.46 ft
Cross streets
Queen & Ossington
Parking
0 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Block, Poured Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$5,739 / 2025
Days on market
39
Listing brokerage
REAL ESTATE HOMEWARD
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Givins/Shaw Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Ossington Ave at Queen St West North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Heated floors: comfort and a premium-finish signal.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Trinity-Bellwoods · asking prices
$1.79Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

141 Palmerston Avenue$1.46M40 Halton Street$2.20M204 Roxton Road$1.70M

The 3 closest active listings nearby.

See all comparable homes
1.95MThis home1.46M2.20M1.70MThis home vs active comparables
Live market pulseActive comparables in Trinity-Bellwoods · median list $1.70M
$1,500this home / sqft
9active listings nearby
39days on market

35 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Ossington Ave at Queen St West North Side, about 71 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.03M
Corso Italia-Davenport
$951K
South Riverdale
$1.30M
Mount Pleasant East
$1.28M
Greenwood-Coxwell
$792K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Givins/Shaw Junior Public School
81%
Givins/Shaw Junior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$8,887/mo
$355KIncome needed
5.5×Price ÷ income
$2,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $8,887Property tax $478Total carry $9,365

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,324per month

Mortgage amount $1,559,920 · 4.14% over 25 years

$389,980Down payment (20.0%)
$1,559,920Loan before insurance
$0CMHC premium
$8,803Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,324
Property tax
$478
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,803

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$35,473
Toronto municipal land transfer tax
$35,473
Estimated closing costs
$70,946

Plus your down payment of $389,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$937,374Total interest paid
$2,497,294Total of all payments
Principal $1,559,920 Interest $937,374
YearPrincipalInterestBalance
1$36,544$63,348$1,523,376
2$38,072$61,820$1,485,304
3$39,665$60,227$1,445,640
4$41,324$58,568$1,404,316
5$43,052$56,840$1,361,264
6$44,853$55,039$1,316,411
7$46,729$53,163$1,269,682
8$48,684$51,208$1,220,998
9$50,720$49,172$1,170,278
10$52,842$47,050$1,117,436
11$55,052$44,840$1,062,384
12$57,355$42,537$1,005,029
13$59,754$40,138$945,276
14$62,253$37,639$883,022
15$64,857$35,035$818,165
16$67,570$32,322$750,595
17$70,396$29,495$680,199
18$73,341$26,551$606,858
19$76,409$23,483$530,449
20$79,605$20,287$450,844
21$82,935$16,957$367,910
22$86,404$13,488$281,506
23$90,018$9,874$191,489
24$93,783$6,109$97,706
25$97,706$2,186$0

At the end of your 5-year term

Total paid over the term
$499,459
Principal paid down
$198,656
Interest paid
$300,803
Balance remaining
$1,361,264

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $5,739− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,425

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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