804-105 Victoria Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13414588
About this home
Welcome to The Victorian, a boutique residence perfectly tucked between the energy of Yonge Street and the charm of Toronto's historic core. This beautifully updated suite offers a blend of modern finishes, flexible layout options, and unbeatable walkability. Step inside to find wide-plank luxury vinyl flooring throughout, and a modern kitchen with stainless steel appliances, sleek cabinetry, quartz countertops, and a contemporary tiled backsplash. The renovated bathroom features clean ceramic flooring and hotel-inspired finishes for a fresh, modern feel. The current layout provides two bedrooms, including a bright primary with a walk-out to the balcony. Prefer a more open concept? A temporary wall allows you to easily convert the second bedroom back into an expanded living space - a unique option for buyers seeking flexibility. The living room also offers direct balcony access, creating a seamless indoor-outdoor flow. The Victorian is a quiet, well-managed boutique building with amenities that include a rooftop terrace, party room, fitness room, and visitor parking. And the location is exceptional: steps to Queen Station, St. Michael's Hospital, TMU, the Eaton Centre, Sankofa Square, theatres, cafés, and some of the best dining and shopping in the city. Parks, community centres, and transit are all within minutes. A stylish, move-in-ready suite in one of downtown's most connected neighbourhoods - the perfect blend of comfort, convenience, and city living.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13414588
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- Yonge & Queen
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $451/mo
- Exposure
- West
- Property tax
- $2,287 / 2026
- Days on market
- 45
- Listing brokerage
- ROYAL LEPAGE RCR REALTY
Rooms
vinyl floor · w/o to balcony · combined w/dining
ceramic backsplash · stainless steel appl · quartz counter
vinyl floor · combined w/living
vinyl floor · w/o to balcony · double closet
Listed at $499,000, and my independent estimate is about 22% above what comparable homes suggest.
In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~35 days.
Total price vs nearby homes. Fair value about $410K, median of 3 comparables.
How this estimate is builtthe short version
I take the 3 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $410K, a close match.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Richmond Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($768/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 3 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 15% below the area average of $902/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: Richmond Street, about 117 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $399,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,130
- Property tax
- $191
- Condo / maintenance fees
- $451
- Heating
- $0
- Estimated monthly cost
- $2,772
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,455
- Toronto municipal land transfer tax
- $6,455
- Estimated closing costs
- $12,910
Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $127,817
- Principal paid down
- $50,838
- Interest paid
- $76,979
- Balance remaining
- $348,362
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.