168 York Mills Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13415116

$1,748,000
For Sale
Listed 39 days ago
4Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

Prime Redevelopment Opportunity in York Mills EHON Designated Exceptional 60.10 x 125 ft north-facing lot in one of Toronto's most prestigious neighborhoods. Situated in the heart of York Mills & Bayview, this offering falls within the City of Toronto's newly designated EHON(Expanding Housing Options in Neighborhoods) permitting expanded residential uses beyond traditional single-family, including semi-detached, townhomes, multiplex or small apartment building mid-rise (up to 6 stories) Surrounded by luxury estates, the property offers outstanding potential: build your custom residence, develop a high-end multiplex. ((THE NEXDOOR PROPERTY WILLING TO SELL AT THE SAME TIME TO GET MORE EXPANDING POSSIBILITIS FOR NEW DEVELOPMENT)) Ideally positioned near top-tier schools (Owen P.S., St. Andrews, York Mills Collegiate) and steps to York Mills Subway with TTC at your doorstep. A premier opportunity for Builders, Investors, Renovators or End-users to unlock value in a rapidly evolving corridor. Buyer to verify all development potential and zoning permissions. The bungalow is in liveable condition can be rented .

Key facts

Property type
Detached, Bungalow
MLS®
C13415116
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
60.1 × 125.12 ft
Cross streets
York Mills and Bayview
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Separate Entrance, Walk-Up, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,652 / 2025
Days on market
39
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Bedroom 3Main3.60 × 2.95 m

california shutters · closet · window

OfficeLower11.80 × 10.00 m

5 pc bath · above grade window · broadloom

Primary BedroomMain4.57 × 4.04 m

3 pc ensuite · california shutters · overlooks backyard

FoyerMain1.83 × 1.52 m

ceramic floor · w/o to porch

Living RoomMain4.62 × 3.38 m

california shutters · fireplace · hardwood floor

Family RoomLower8.78 × 3.35 m

fireplace · california shutters · b/i bar

KitchenMain3.96 × 3.20 m

ceramic floor · stainless steel appl · eat-in kitchen

Bedroom 2Main4.72 × 3.12 m

w/o to deck · hardwood floor · california shutters

Dining RoomMain3.18 × 2.87 m

california shutters · hardwood floor · large window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.56Mest. value

Listed at $1,748,000, this home is about 12% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($999/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in St. Andrew-Windfields, so I widened the search to the surrounding area.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.21M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.70M
  • Bedrooms −$30K
  • Adjusts to $1.67M

That comparable adjusts to $1.67M; the $1.56M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. York Mills Rd at Birchwood Ave West Side is about a 1-minute walk away.

List price
$1.35MGreat deal$1.75MOverpriced

Total price vs nearby homes. Fair value about $1.56M, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

55 Sunvale Drive$1.70M44 Transwell Avenue$1.75M90 Renault Crescent$1.35M4 Gatesgill Crescent$1.08M20 Tayrow Road$900k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.75MThis home1.70M1.75M1.35M1.08M900kThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $4.18M
$999this home / sqft
5active listings nearby
39days on market

This home lists 34% below the area average of $1,512/sqft.

38 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

64/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: York Mills Rd at Birchwood Ave West Side, about 47 m away

20+ transit stops1 grocery15 dining17 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$7,967/mo
$333KIncome needed
5.3×Price ÷ income
$1,838Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,967Property tax $804Total carry $8,771

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,462per month

Mortgage amount $1,398,400 · 4.14% over 25 years

$349,600Down payment (20.0%)
$1,398,400Loan before insurance
$0CMHC premium
$8,267Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,462
Property tax
$804
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,267

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,435
Toronto municipal land transfer tax
$31,435
Estimated closing costs
$62,870

Plus your down payment of $349,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,064/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$840,314Total interest paid
$2,238,714Total of all payments
Principal $1,398,400 Interest $840,314
YearPrincipalInterestBalance
1$32,760$56,789$1,365,640
2$34,130$55,419$1,331,510
3$35,558$53,991$1,295,953
4$37,045$52,504$1,258,908
5$38,594$50,954$1,220,313
6$40,209$49,340$1,180,105
7$41,891$47,658$1,138,214
8$43,643$45,906$1,094,571
9$45,468$44,080$1,049,103
10$47,370$42,178$1,001,732
11$49,352$40,197$952,381
12$51,416$38,133$900,965
13$53,567$35,982$847,398
14$55,807$33,741$791,591
15$58,142$31,407$733,449
16$60,574$28,975$672,876
17$63,107$26,441$609,768
18$65,747$23,802$544,021
19$68,497$21,052$475,524
20$71,362$18,186$404,162
21$74,347$15,201$329,815
22$77,457$12,092$252,358
23$80,697$8,852$171,661
24$84,072$5,476$87,589
25$87,589$1,960$0

At the end of your 5-year term

Total paid over the term
$447,743
Principal paid down
$178,087
Interest paid
$269,656
Balance remaining
$1,220,313

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $9,652− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,590

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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