202-35 Church Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13416016

$675,000
For Sale
Listed 46 days ago
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1Bedrooms
1Bathrooms
1Garage
1000-1199Sq Ft

About this home

Vacant possession July 3, 2026.. Market Square, a boutique condominium in the heart of the St Lawrence Market district. Bright, beautifully proportioned and thoughtfully laid out, this inviting suite of approximately 1118 square feet offers an exceptional blend of space, comfort, and functionality. A welcoming foyer opens into a defined dining area, seamlessly connecting to an expansive living room filled with natural light from a full wall of windows and showcasing amazing views of St Lawrence Market and the Flatiron Building. The well appointed kitchen offers generous cabinetry and counter space, creating an efficient and practical workspace with a clean, timeless aesthetic. The adjacent dining area provides flexibility for hosting or quiet meals at home. The oversized primary bedroom offers a peaceful retreat with a large walk in closet, while the spacious, fully updated bath features a sleek glass enclosed shower and modern finishes. A separate laundry area adds everyday convenience. Light toned flooring, soft neutral finishes, and a calm, cohesive palette enhance the sense of openness throughout. The layout is exceptionally functional, with a clear separation between living and private areas, offering both comfort and privacy. Unbeatable location with a Walk Score of 99 and Transit Score of 100. Easy access to the second floor terrace with barbecues. Outstanding building amenities include rooftop gardens, saltwater pool, party room, and 24 hour concierge. Steps to theatre, shops, restaurants, TTC, LCBO, Berczy Park, Eaton Centre, the Financial District, and the lake.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13416016
Bedrooms
1
Bathrooms
1
Size
1000-1199
Cross streets
Front Street
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,419/mo
Exposure
South
Property tax
$3,122 / 2025
Days on market
46
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

LaundryFlat1.83 × 0.91 m
Primary BedroomFlat4.98 × 3.89 m

walk-in closet(s) · laminate · wall sconce lighting

KitchenFlat3.40 × 2.44 m

Laminate

FoyerFlat1.45 × 1.45 m

double closet · laminate · pot lights

Dining RoomFlat3.86 × 3.15 m

combined w/living · laminate

Living RoomFlat7.57 × 4.83 m

open concept · laminate · south view

Our TakeTeam Asgarian · Broker
Below comparables
$763Kest. value

Listed at $675,000, and my independent estimate is about 11% below comparable homes, worth a close look.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$675KGreat deal$800KOverpriced

Total price vs nearby homes. Fair value about $763K, median of 4 comparables.

How this estimate is builtthe short version

I take the 4 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $674K, a bit lower.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 4 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$599kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3511-1 Palace Pier Court$799k405-25 Four Winds Drive$479k321-75 Billes Heights$798k206-890 Sheppard Avenue$499k1714-1 Rowntree Road$420k

The 5 closest of 7 active listings nearby.

See all comparable homes
675kThis home799k479k798k499k420kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $725K
$614this home / sqft
6active listings nearby
46days on market
99sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 28% below the area average of $851/sqft.

45 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$784K
Waterfront Communities C1
$624K
Waterfront Communities C8
$621K
Niagara
$575K
Annex
$2.03M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,076/mo
$155KIncome needed
4.3×Price ÷ income
$710Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $3,076Property tax $260Condo fee $1,419Total carry $4,755

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,882per month

Mortgage amount $540,000 · 4.14% over 25 years

$135,000Down payment (20.0%)
$540,000Loan before insurance
$0CMHC premium
$4,561Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,882
Property tax
$260
Condo / maintenance fees
$1,419
Heating
$0
Estimated monthly cost
$4,561

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,975
Toronto municipal land transfer tax
$9,975
Estimated closing costs
$19,950

Plus your down payment of $135,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,500/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$324,492Total interest paid
$864,492Total of all payments
Principal $540,000 Interest $324,492
YearPrincipalInterestBalance
1$12,650$21,929$527,350
2$13,179$21,400$514,170
3$13,731$20,849$500,439
4$14,305$20,275$486,134
5$14,903$19,676$471,231
6$15,527$19,053$455,704
7$16,176$18,403$439,528
8$16,853$17,727$422,675
9$17,558$17,022$405,117
10$18,292$16,287$386,825
11$19,057$15,522$367,767
12$19,855$14,725$347,913
13$20,685$13,895$327,228
14$21,550$13,029$305,677
15$22,452$12,128$283,226
16$23,391$11,189$259,835
17$24,369$10,210$235,466
18$25,389$9,191$210,077
19$26,451$8,129$183,626
20$27,557$7,023$156,070
21$28,710$5,870$127,360
22$29,910$4,669$97,450
23$31,162$3,418$66,288
24$32,465$2,115$33,823
25$33,823$757$0

At the end of your 5-year term

Total paid over the term
$172,898
Principal paid down
$68,769
Interest paid
$104,129
Balance remaining
$471,231

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $3,122− Condo fees $17,023− Insurance $600− Vacancy & upkeep $4,488Net operating income $15,567

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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