71 Heath Street, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13418434

$3,595,000
For Sale
Listed 39 days ago
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4Bedrooms
3Bathrooms
1Garage · 2 parking
3500-5000Sq Ft

About this home

A bright and contemporary residence in Deer Park, meticulously designed and built to an exceptional standard. Thoughtfully proportioned, the home centres around an expansive open-concept main floor featuring 10-foot ceilings, floor-to-ceiling windows, and beautifully connected living and entertaining spaces. Premium finishes throughout, including white oak hardwood flooring, a Trevisana kitchen with Miele appliances and an oversized island, extensive custom millwork, two gas fireplaces, and luxurious bathrooms. Every detail reflects a timeless, modern aesthetic. At the heart of the home is a striking open-riser staircase, crowned by a dramatic skylight that fills the interior with natural light. The upper level offers three bedrooms, including a serene primary suite nestled within the treetops, complete with a generous walk-in closet and a spa-inspired ensuite featuring a soaker tub. 2 additional bedrooms, each feature custom built-ins and generous proportions. The fully finished lower level provides exceptional flexibility, ideally suited as a family room / office or guest bedroom thanks to a full bathroom at this level. Meticulously maintained by its original owners and enhanced with recent mechanical updates, this low-maintenance residence offers exceptional space, comfort, and design in one of Toronto's most established and sought-after neighbourhoods.

Key facts

Property type
Townhouse, 2-Storey
MLS®
C13418434
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
3500-5000
Lot
22.97 × 109.94 ft
Cross streets
Yonge and St. Clair
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Unknown
Sewer
Sewer
Property tax
$15,858 / 2025
Days on market
39
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 3Second4.29 × 3.05 m

hardwood floor · large closet

Living RoomMain5.61 × 5.66 m

hardwood floor · overlooks backyard · gas fireplace

BreakfastMain6.83 × 3.78 m

overlooks frontyard · large window · combined w/kitchen

Dining RoomMain5.77 × 4.11 m

hardwood floor · pot lights · open concept

Primary BedroomSecond4.42 × 5.61 m

5 pc ensuite · w/w closet · overlooks backyard

FoyerGround3.96 × 2.13 m

stone floor · open concept

Family RoomLower5.64 × 5.61 m

hardwood floor · gas fireplace · w/o to garden

LaundryLower3.30 × 2.95 m
Bedroom 2Second5.44 × 2.90 m

hardwood floor · large closet

KitchenMain6.83 × 3.78 m

b/i appliances · modern kitchen · pantry

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Clair Ave West at Deer Park Cres is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Yonge-St. Clair · asking prices
$4.60Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

67 Heath Street$4.40M29 Oaklands Avenue$4.79M

The 2 closest active listings nearby.

See all comparable homes
3.60MThis home4.40M4.79MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $998K
$846this home / sqft
77active listings nearby
39days on market

This home lists 32% above the area average of $642/sqft.

29 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Clair Ave West at Deer Park Cres, about 224 m away

20+ transit stops7 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cabbagetown-South St. James Town
$1.71M
Trinity-Bellwoods
$1.12M
Moss Park
$1.27M
South Riverdale
$999K
Downsview-Roding-CFB
$805K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$16,385/mo
$668KIncome needed
5.4×Price ÷ income
$3,781Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $16,385Property tax $1,322Total carry $17,706

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,347per month

Mortgage amount $2,876,000 · 4.14% over 25 years

$719,000Down payment (20.0%)
$2,876,000Loan before insurance
$0CMHC premium
$16,669Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,347
Property tax
$1,322
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,669

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$76,350
Toronto municipal land transfer tax
$82,300
Estimated closing costs
$158,650

Plus your down payment of $719,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$18,641/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,728,221Total interest paid
$4,604,221Total of all payments
Principal $2,876,000 Interest $1,728,221
YearPrincipalInterestBalance
1$67,375$116,794$2,808,625
2$70,193$113,976$2,738,432
3$73,129$111,040$2,665,303
4$76,188$107,981$2,589,115
5$79,375$104,794$2,509,741
6$82,695$101,474$2,427,046
7$86,154$98,015$2,340,892
8$89,758$94,411$2,251,135
9$93,512$90,657$2,157,623
10$97,423$86,745$2,060,199
11$101,498$82,670$1,958,701
12$105,744$78,425$1,852,957
13$110,167$74,002$1,742,790
14$114,775$69,394$1,628,014
15$119,576$64,593$1,508,438
16$124,578$59,591$1,383,861
17$129,789$54,380$1,254,072
18$135,218$48,951$1,118,854
19$140,874$43,295$977,981
20$146,766$37,403$831,215
21$152,905$31,264$678,310
22$159,301$24,868$519,009
23$165,964$18,205$353,045
24$172,906$11,263$180,139
25$180,139$4,030$0

At the end of your 5-year term

Total paid over the term
$920,844
Principal paid down
$366,259
Interest paid
$554,585
Balance remaining
$2,509,741

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $15,858− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $61,240

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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