210-76 Shuter Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13419262

$599,000
For Sale
Listed 45 days ago
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3Bedrooms
1Bathrooms
0Parking
900-999Sq Ft

About this home

Welcome To This Rarely Offered 2 Bedroom + Den Unit At 76 Shuter! South-facing, with a split bedroom floor plan and large separate living and dining areas. The den is fully enclosed and can be used as a third bedroom. Kitchen Features Stainless Steel Appliances and Granite Countertops. Perfect For Investors/Students Or Families! Solid multi-year rental history with $4,000/month in income. An amazing opportunity at an exceptional price per square foot. With A Walk Score of 99, you're Just Steps To All That Downtown Has To Offer. Ryerson, Hospitals, Eaton Centre, TTC, Yonge And Dundas, and More!Stainless Steel Fridge, Stove, Range Hood, and Dishwasher. Stacked Washer/Dryer. All Electric Light Fixtures And Owned Storage Locker on the same floor beside the unit. Maintenance Fees Include Hydro!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13419262
Bedrooms
3 (2 + 1)
Bathrooms
1
Size
900-999
Cross streets
Church & Shuter
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,013/mo
Exposure
South
Property tax
$2,963 / 2026
Days on market
45
Listing brokerage
The Agency

Rooms

DenGround2.12 × 2.73 m

Laminate

Dining RoomGround2.64 × 3.06 m

Juliette Balcony

KitchenGround2.87 × 3.40 m

granite counters · breakfast bar

Primary BedroomGround3.56 × 2.47 m

laminate · closet

Bedroom 2Ground2.77 × 2.69 m

laminate · closet

Living RoomGround4.14 × 3.10 m

Laminate

Our TakeTeam Asgarian · Broker
In line
$593Kest. value

Listed at $599,000, and my independent estimate is right in line with comparable homes.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~33 days.

List price
$593KGreat deal$621KOverpriced

Total price vs nearby homes. Fair value about $593K, median of 3 comparables.

How this estimate is builtthe short version

I take the 3 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $547K, a close match.

Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 3 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$704kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

805-92 King Street$660k1008-92 King Street$720k605-47 Mutual Street$700k2204-89 Church Street$719k4604-89 Church Street$719k

The 5 closest of 6 active listings nearby.

See all comparable homes
599kThis home660k720k700k719k719kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $700K
$631this home / sqft
32active listings nearby
45days on market
99sold nearby · 90 days
$608Kmedian sold price
96%of asking, on average

This home lists 27% below the area average of $868/sqft.

44 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$626K
Moss Park
$742K
Bay Street Corridor
$948K
Waterfront Communities C8
$621K
Annex
$2.03M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,730/mo
$134KIncome needed
4.5×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,730Property tax $247Condo fee $1,013Total carry $3,990

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,200 · 4.14% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,817Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$247
Condo / maintenance fees
$1,013
Heating
$0
Estimated monthly cost
$3,817

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,106/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,957Total interest paid
$767,157Total of all payments
Principal $479,200 Interest $287,957
YearPrincipalInterestBalance
1$11,226$19,460$467,974
2$11,696$18,991$456,278
3$12,185$18,501$444,094
4$12,694$17,992$431,399
5$13,225$17,461$418,174
6$13,779$16,908$404,395
7$14,355$16,331$390,040
8$14,955$15,731$375,085
9$15,581$15,105$359,504
10$16,233$14,454$343,271
11$16,912$13,775$326,359
12$17,619$13,067$308,740
13$18,356$12,330$290,384
14$19,124$11,562$271,260
15$19,924$10,762$251,336
16$20,757$9,929$230,579
17$21,625$9,061$208,954
18$22,530$8,156$186,424
19$23,472$7,214$162,951
20$24,454$6,232$138,497
21$25,477$5,209$113,020
22$26,543$4,144$86,477
23$27,653$3,033$58,824
24$28,810$1,877$30,015
25$30,015$672$0

At the end of your 5-year term

Total paid over the term
$153,431
Principal paid down
$61,026
Interest paid
$92,405
Balance remaining
$418,174

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $2,963− Condo fees $12,151− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,860

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of The Agency. MLS®/PropTx.

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