12D-256 Jarvis Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13422128

$689,000
For Sale
Listed 45 days ago
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4Bedrooms
2Bathrooms
1Garage
1600-1799Sq Ft

About this home

Welcome to this spacious downtown condo offering over 1,650 sq. ft. of thoughtfully designed living space in a sought-after boutique building. **Only 4 Units Per Floor** Floor-to-ceiling windows fill the home with natural light, highlighting the expensive open-concept living and dining area, great for entertaining. The updated chef's kitchen features built-in appliances and abundant cabinetry, making it ideal for everyday living. This gorgeous condo offers 3 generous bedrooms, 2 full bathrooms, and a flexible bonus room perfect for a home office, den, or guest space. The primary suite boasts of his and hers' double walk-in closets, a private ensuite, and additional storage, while the second and third bedroom offers convenient access to a 2 piece bath. In-suite laundry, an exclusive-use locker, and ample storage throughout add to the home's functionality. Residents enjoy outstanding building amenities, including a fully equipped fitness centre, rooftop terrace with herb gardens and lounge furniture, party room with kitchen, billiards room, TV lounge , and four great suites. Maintenance fees include high-speed internet and Cable TV. Ideally located in the heart of downtown, you're just steps to restaurants, shopping, entertainment, transit, and all urban conveniences. A rare opportunity to enjoy spacious condo living in an unbeatable location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13422128
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1600-1799
Cross streets
Yonge St / Gerrard St. E.
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,490/mo
Exposure
East
Property tax
$3,185 / 2025
Days on market
45
Listing brokerage
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Rooms

Dining RoomMain8.00 × 5.79 m

hardwood floor · large window

Primary BedroomMain5.64 × 3.76 m

hardwood floor · large window · his and hers closets

Bedroom 2Main4.37 × 3.89 m

hardwood floor · large closet

Living RoomMain8.00 × 5.79 m

hardwood floor · large window · combined w/dining

KitchenMain4.52 × 2.77 m

granite counters · b/i appliances · hardwood floor

Bedroom 3Main3.86 × 2.67 m

hardwood floor · large window

FoyerMain2.49 × 1.73 m

hardwood floor · large closet

Our TakeTeam Asgarian · Broker
In the wider range
$925Kest. value

Listed at $689,000, and my independent estimate is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA.

In Church-Yonge Corridor lately, sellers get about 97% of asking; homes sell in ~33 days.

List price
$549KGreat deal$975KOverpriced

Total price vs nearby homes. Fair value about $925K, median of 25 comparables.

How this estimate is builtthe short version

I take the 25 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $533K, lower than the comparables and worth a second look.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 25 comparable homes nearby.

Comparable listingsCurrently listed nearby · asking prices
$1.70Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1106-1 Reidmount Avenue$575k4302-16 Harbour Street$1.89M603-10 Bellair Street$2.65M

The 3 closest active listings nearby.

See all comparable homes
689kThis home575k1.89M2.65MThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $690K
$405this home / sqft
27active listings nearby
45days on market
99sold nearby · 90 days
$680Kmedian sold price
97%of asking, on average

44 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$948K
Waterfront Communities C1
$626K
Moss Park
$742K
Waterfront Communities C8
$621K
Annex
$2.03M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$3,140/mo
$159KIncome needed
4.3×Price ÷ income
$725Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

64%mortgage
Mortgage $3,140Property tax $265Condo fee $1,490Total carry $4,896

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,941per month

Mortgage amount $551,200 · 4.14% over 25 years

$137,800Down payment (20.0%)
$551,200Loan before insurance
$0CMHC premium
$4,697Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,941
Property tax
$265
Condo / maintenance fees
$1,490
Heating
$0
Estimated monthly cost
$4,697

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,255
Toronto municipal land transfer tax
$10,255
Estimated closing costs
$20,510

Plus your down payment of $137,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,573/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,222Total interest paid
$882,422Total of all payments
Principal $551,200 Interest $331,222
YearPrincipalInterestBalance
1$12,913$22,384$538,287
2$13,453$21,844$524,834
3$14,016$21,281$510,819
4$14,602$20,695$496,217
5$15,213$20,084$481,005
6$15,849$19,448$465,156
7$16,512$18,785$448,644
8$17,202$18,094$431,441
9$17,922$17,375$413,519
10$18,672$16,625$394,848
11$19,453$15,844$375,395
12$20,266$15,031$355,129
13$21,114$14,183$334,014
14$21,997$13,300$312,017
15$22,917$12,380$289,100
16$23,876$11,421$265,224
17$24,875$10,422$240,349
18$25,915$9,382$214,434
19$26,999$8,298$187,435
20$28,128$7,168$159,307
21$29,305$5,992$130,001
22$30,531$4,766$99,471
23$31,808$3,489$67,663
24$33,138$2,159$34,524
25$34,524$772$0

At the end of your 5-year term

Total paid over the term
$176,484
Principal paid down
$70,195
Interest paid
$106,289
Balance remaining
$481,005

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
5.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.5%
Gross yield
− Property tax $3,185− Condo fees $17,880− Insurance $600− Vacancy & upkeep $7,194Net operating income $36,541

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD.. MLS®/PropTx.

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