1923-251 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C13423738

$459,900
For Sale
Listed 42 days ago
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◎ Directions
2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Two Bedrooms One Washroom, Very Functional Layout. 10 feet ceiling! Laminate Floor Thru-Out, Open Kitchen Concept. Located In The Heart Of Downtown Toronto. Fully Equipped Gym And Outdoor Swimming Pool, Rooftop Sky Lounge, 24/7 Concierge Steps Away From Eaton's Centre, Ryerson University, George Brown College. Major Hospitals, Supermarket, Restaurant, Library And Public Trans.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13423738
Bedrooms
2
Bathrooms
1
Size
500-599
Cross streets
Dundas/Javis
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$605/mo
Exposure
West
Property tax
$2,368 / 2026
Days on market
42
Listing brokerage
BAY ST. POPULAR REAL ESTATE

Rooms

Primary BedroomMain3.23 × 2.74 m

window · laminate · closet

Living RoomMain5.46 × 3.20 m

open concept · laminate · combined w/dining

KitchenMain0.00 × 0.00 m

open concept · quartz counter · stainless steel appl

Dining RoomMain0.00 × 0.00 m

open concept · laminate · combined w/living

Bedroom 2Main2.49 × 2.44 m

closet · laminate · glass doors

Moe’s TakeTeam Asgarian · Broker
Below comparables
$506Kest. value

Listed at $459,900, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Moss Park lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

Based on 56 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 56 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $412K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Bedrooms +$16K
  • Adjusts to $536K

That comparable adjusts to $536K; the $506K estimate above is the median of all 56 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$460KGreat deal$569KOverpriced

Total price vs nearby homes. Fair value about $506K, median of 56 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$479kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

718-320 Richmond Street$445k1740-135 Lower Sherbourne Street$480k818-251 Jarvis Street$488k709-70 Princess Street$490k1311-50 Power Street$490k

The 5 closest of 8 active listings nearby.

See all comparable homes
460kThis home445k480k488k490k490kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$837this home / sqft
56active listings nearby
42days on market
100sold nearby · 90 days
$612Kmedian sold price
96%of asking, on average

This home lists 7% below the area average of $899/sqft.

41 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$627K
Bay Street Corridor
$471K
Waterfront Communities C8
$719K
Waterfront Communities C1
$567K
Niagara
$701K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,096/mo
$101KIncome needed
4.5×Price ÷ income
$484Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,096Property tax $197Condo fee $605Total carry $2,898

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,963per month

Mortgage amount $367,920 · 4.14% over 25 years

$91,980Down payment (20.0%)
$367,920Loan before insurance
$0CMHC premium
$2,766Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,963
Property tax
$197
Condo / maintenance fees
$605
Heating
$0
Estimated monthly cost
$2,766

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,673
Toronto municipal land transfer tax
$5,673
Estimated closing costs
$11,346

Plus your down payment of $91,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,385/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$221,087Total interest paid
$589,007Total of all payments
Principal $367,920 Interest $221,087
YearPrincipalInterestBalance
1$8,619$14,941$359,301
2$8,980$14,581$350,321
3$9,355$14,205$340,966
4$9,747$13,814$331,220
5$10,154$13,406$321,065
6$10,579$12,981$310,486
7$11,021$12,539$299,465
8$11,482$12,078$287,982
9$11,963$11,598$276,020
10$12,463$11,097$263,557
11$12,984$10,576$250,572
12$13,528$10,033$237,044
13$14,093$9,467$222,951
14$14,683$8,877$208,268
15$15,297$8,263$192,971
16$15,937$7,623$177,034
17$16,604$6,957$160,430
18$17,298$6,262$143,132
19$18,022$5,539$125,111
20$18,775$4,785$106,335
21$19,561$4,000$86,775
22$20,379$3,181$66,396
23$21,231$2,329$45,164
24$22,119$1,441$23,045
25$23,045$516$0

At the end of your 5-year term

Total paid over the term
$117,801
Principal paid down
$46,855
Interest paid
$70,947
Balance remaining
$321,065

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $2,368− Condo fees $7,254− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,934

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY ST. POPULAR REAL ESTATE. MLS®/PropTx.

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