3111-55 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13423786

$451,000
For Sale
Listed 38 days ago
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1Bathrooms
0Parking
0-499Sq Ft

About this home

Indulge in luxury living at 55C Bloor Yorkville Residences, nestled in Toronto's esteemed Charles Street East. Lived in functional studio suite with a North facing view and a balcony. Includes: Bath storage, shower niche, integrated kitchen storage, and induction cooktop. This award-winning address boasts a lavish lobby and 9th-floor amenities, including a top-tier and large fitness studio, co-work/party rooms, and a serene outdoor lounge with BBQs and fire pits. The top floor C-Lounge dazzles with its high ceilings, caterer's kitchen, and outdoor terrace while enjoying the breathtaking city skyline views. A guest suite ensures comfort for visitors, while the close proximity to the TTC and Bloor/Yonge intersection offers unparalleled convenience. Make It Yours!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13423786
Bathrooms
1
Size
0-499
Cross streets
Bloor St E and Yonge St
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$291/mo
Exposure
North
Property tax
$3,167 / 2025
Days on market
38
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Living RoomMain3.07 × 4.04 m

large window · combined w/dining · north view

BathroomMain0.00 × 0.00 m

porcelain floor · stone counters · 3 pc bath

Moe’s TakeTeam Asgarian · Broker
Above comparables
$399Kest. value

Listed at $451,000, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $620K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $435K
  • Adjusts to $435K

That comparable adjusts to $435K; the $399K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$364KGreat deal$451KOverpriced

Total price vs nearby homes. Fair value about $399K, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$444kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1101-89 Church Street$449k3105-28 Wellesley Street$460k4110-252 Church Street$440k706-28 Wellesley Street$438k2916-252 Church Street$435k

The 5 closest of 8 active listings nearby.

See all comparable homes
451kThis home449k460k440k438k435kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $399K
$1,808this home / sqft
19active listings nearby
38days on market

This home lists 12% above the area average of $1,614/sqft.

37 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Waterfront Communities C1
$691K
Banbury-Don Mills
$500K
Mimico
$872K
Willowdale East
$488K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$2,056/mo
$96KIncome needed
4.7×Price ÷ income
$474Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,056Property tax $264Condo fee $291Total carry $2,611

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,925per month

Mortgage amount $360,800 · 4.14% over 25 years

$90,200Down payment (20.0%)
$360,800Loan before insurance
$0CMHC premium
$2,480Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,925
Property tax
$264
Condo / maintenance fees
$291
Heating
$0
Estimated monthly cost
$2,480

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,495
Toronto municipal land transfer tax
$5,495
Estimated closing costs
$10,990

Plus your down payment of $90,200. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,339/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,809Total interest paid
$577,609Total of all payments
Principal $360,800 Interest $216,809
YearPrincipalInterestBalance
1$8,452$14,652$352,348
2$8,806$14,299$343,542
3$9,174$13,930$334,368
4$9,558$13,546$324,810
5$9,958$13,147$314,852
6$10,374$12,730$304,478
7$10,808$12,296$293,670
8$11,260$11,844$282,409
9$11,731$11,373$270,678
10$12,222$10,882$258,456
11$12,733$10,371$245,723
12$13,266$9,839$232,457
13$13,821$9,284$218,636
14$14,399$8,706$204,238
15$15,001$8,103$189,237
16$15,629$7,476$173,608
17$16,282$6,822$157,326
18$16,963$6,141$140,363
19$17,673$5,431$122,690
20$18,412$4,692$104,278
21$19,182$3,922$85,095
22$19,985$3,120$65,111
23$20,821$2,284$44,290
24$21,691$1,413$22,599
25$22,599$506$0

At the end of your 5-year term

Total paid over the term
$115,522
Principal paid down
$45,948
Interest paid
$69,574
Balance remaining
$314,852

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $3,167− Condo fees $3,495− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,302

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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