312-105 George Street, Toronto, ON

Moss Park, Toronto · MLS® C13424084

$499,900
For Sale
Listed 42 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Discover refined downtown living at Post House Condominiums, a modern boutique residence in the heart of Toronto's coveted St. Lawrence Market. This beautifully designed 556 sq. ft. west-facing 1-bedroom suite blends smart functionality with stylish urban comfort, featuring soaring 9-foot ceilings, an open-concept layout, and floor-to-ceiling windows that flood the space with natural afternoon light. Located in a 22-storey building the Post House is known for sleek contemporary interiors and private outdoor spaces. The standout feature is an exceptional 9 x 20 ft private terrace-an outdoor extension of your living space complete with a rare gas hookup, perfect for BBQs, entertaining, or unwinding while in your own private oasis. Inside, the thoughtfully laid-out floorplan offers a spacious living and dining area, seamlessly connected to a modern kitchen with streamlined finishes and excellent storage. The generous bedroom comfortably accommodates a queen-size bed with room for additional furnishings, creating a true retreat rather than a compromise. Ideal for professionals, first-time buyers, or investors seeking stylish city living with coveted outdoor space, this suite offers the perfect balance of indoor sophistication and outdoor freedom in one of downtown Toronto's most vibrant historic neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13424084
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Adelaide/Jarvis
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$601/mo
Exposure
West
Property tax
$2,768 / 2026
Days on market
42
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain7.02 × 3.53 m

open concept · w/o to balcony · west view

Primary BedroomMain3.58 × 2.69 m

west view · large closet · w/o to terrace

KitchenMain7.02 × 3.53 m

stainless steel appl · combined w/dining · centre island

Dining RoomMain7.02 × 3.53 m

combined w/kitchen · open concept · large window

Moe’s TakeTeam Asgarian · Broker
In line
$440Kest. value

Listed at $499,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Moss Park lately, sellers have been getting about 96% of asking and homes sell in about 31 days.

Based on 83 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 83 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $479K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $465K
  • Bedrooms −$30K
  • Adjusts to $435K

That comparable adjusts to $435K; the $440K estimate above is the median of all 83 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$395KGreat deal$501KOverpriced

Total price vs nearby homes. Fair value about $440K, median of 83 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Worth verifying
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$487kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1223-230 King Street$496k1020-320 Richmond Street$485k512-109 Front Street$525k1009-158 Front Street$469k603-51 Trolley Crescent$460k

The 5 closest of 8 active listings nearby.

See all comparable homes
500kThis home496k485k525k469k460kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$910this home / sqft
54active listings nearby
42days on market
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 2% above the area average of $896/sqft.

41 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$770K
Church-Yonge Corridor
$556K
Bay Street Corridor
$485K
Waterfront Communities C1
$654K
Niagara
$721K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,278/mo
$109KIncome needed
4.6×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,278Property tax $231Condo fee $601Total carry $3,110

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,966Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$231
Condo / maintenance fees
$601
Heating
$0
Estimated monthly cost
$2,966

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $2,768− Condo fees $7,213− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,576

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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