0125-39 Niagara Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13424900
About this home
***1 Month Free*** Welcome to this stunning multi-level townhouse suite at 39 Niagara offering 1,234 sq. ft. of bright, open-concept living space with 3 bedrooms and 3 bathrooms. This beautifully appointed unit features wide-plank flooring, soaring ceilings, and a functional kitchen complete with centre island, quartz countertops, wood-grain cabinetry, and stainless steel appliances. The main level includes a bedroom, a 2-piece powder room, and two separate private entrances. A striking floating staircase with glass railings leads to the upper level, where two additional bedrooms, a 4-piece bathroom, and a 3-piece bathroom await, complete with its own private entrance on the second floor. A rare multi-level layout that truly lives like a home. Located at the corner of Bathurst and Front in the heart of King West, 39 Niagara offers direct access to parks, transit, restaurants, and shops, a Farm Boy right in the building. Amenities include 24-hour concierge, rooftop pool, fitness centre, yoga studio, co-working spaces, games room, rooftop BBQ, dog run, EV charging, and visitor parking.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- C13424900
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399
- Cross streets
- Front St. W. & Bathurst St.
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Exposure
- North
- Days on market
- 41
- Listing brokerage
- VALERY REAL ESTATE INC.
Listed at $5,137/mo, this rental is within the range of comparable rentals, on the higher side. The number above is my independent estimate of value, not the asking price.
In Waterfront Communities C1 lately, landlords have been getting about 100% of asking and homes lease in about 20 days.
There were not many closely comparable homes right in Waterfront Communities C1, so I widened the search to the surrounding area.
Based on 97 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 97 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, leased for $3,750/mo
- Bedrooms +$150/mo
- Bathrooms +$100/mo
- Adjusts to $4,000/mo
That comparable adjusts to $4,000/mo; the $4,660/mo estimate above is the median of all 97 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.
The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Bus stop is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $4,660/mo, median of 97 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Weigh carefully
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homes34 days longer than the Toronto average (7 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Bus stop, about 73 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $4,110 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $22
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $25
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26
- Toronto municipal land transfer tax
- $26
- Estimated closing costs
- $51
Plus your down payment of $1,027. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,316
- Principal paid down
- $523
- Interest paid
- $792
- Balance remaining
- $3,586
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of VALERY REAL ESTATE INC.. MLS®/PropTx.