202-8 Charlotte Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13426466
About this home
Welcome to The Charlie - where modern style meets the vibrant energy of King West living. This stunning 1+Den suite offers 679 sq ft of functional living space plus an incredible 250 sq ft private terrace, perfect for entertaining, relaxing, or soaking in the downtown vibe. The unit features soaring 9 & 10 ft ceilings, newer luxury waterproof vinyl flooring, floor-to-ceiling windows, granite countertops, built-in stainless steel appliances, and a spacious eat-at kitchen island ideal for hosting. The oversized den offers incredible flexibility and can easily function as a home office, guest room, or 2nd bedroom. Complete with a sleek 4-piece bathroom and convenient in-suite laundry, this suite checks every box for stylish downtown living. For added convenience, the locker is located on the same level as the unit making storage access quick & easy. Located in the heart of Toronto's Entertainment District with an unbeatable Walk Score of 98, you're just steps to King West's best restaurants, cafés, nightlife, shopping, the Rogers Centre, CN Tower, Financial District, and TTC. Residents of The Charlie enjoy exceptional hotel inspired amenities including concierge service, visitor parking, a fully equipped fitness centre, outdoor pool with sundeck, BBQ area, party room, games room, lounge spaces, steam room, and more. A rare opportunity to live in one of King West's most sought-after buildings with an outdoor terrace you'll never want to leave.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13426466
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- King St/Charlotte
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $792/mo
- Exposure
- West
- Property tax
- $3,175 / 2025
- Days on market
- 37
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
vinyl floor · b/i appliances · centre island
tile floor · glass doors · 4 pc bath
vinyl floor · large closet · large window
vinyl floor · sliding doors · separate room
vinyl floor · w/o to terrace · large window
Listed at $649,900, this home is about 12% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 29 similar homes nearby, adjusted for size, beds, and baths.Median of 29 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $597K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $699K
- Adjusts to $699K
That comparable adjusts to $699K; the $582K estimate above is the median of all 29 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Charlotte St at King St West is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $582K, median of 29 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Weigh carefully
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 7% above the area average of $932/sqft.
36 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Charlotte St at King St West, about 22 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $519,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,774
- Property tax
- $265
- Condo / maintenance fees
- $792
- Heating
- $0
- Estimated monthly cost
- $3,831
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,473
- Toronto municipal land transfer tax
- $9,473
- Estimated closing costs
- $18,946
Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $166,469
- Principal paid down
- $66,212
- Interest paid
- $100,257
- Balance remaining
- $453,708
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.