460 Wellesley Street, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13427030

$1,825,000
For Sale
Listed 37 days ago
3Bedrooms
2Bathrooms
1Parking
2000-2500Sq Ft

About this home

Classic Prime Cabbagetown 3-storey red brick Victorian Semi located on one of the most coveted blocks at the east end of Wellesley Street just by the park. Elegant, well-loved and meticulously maintained by same devoted owners for decades, this impressive home exudes a creative energy that is simply good for the soul. Soaring ceilings, hardwood floors, glorious stained glass, deep crown mouldings and baseboards. Large windows bathe the interiors with natural light! A wood-burning fireplace with craftsman mantle anchors the living room and leads to a large separate dining room perfect for entertaining large groups of family and friends. Main floor 3-piece bath adds convenience to everyday life. A modern kitchen with breakfast bar flows seamlessly out to a magical sun-drenched wrap-around deck and backyard oasis - your private sanctuary for quiet morning coffee or languid summer nights dining al fresco. The primary suite has a large walk-in closet and fabulous 5-piece spa ensuite complete with sunken whirlpool tub and adjoining wet-room shower. A large 2nd bedroom has large windows overlooking front garden and double closets. The pièce de résistance is an extraordinary open-concept entire 3rd floor family room, office and library with soaring cathedral ceilings, built-in bookshelves, library ladder, skylight, a cozy gas wood stove and treetop views - the kind of inspiring space artists and creatives dream about! The full-height basement currently used as artist's studio and workshop offers tremendous potential for additional living space and the lovingly landscaped gardens front and back add to this beautiful home's charm. Parking off rear lane and just steps to the park, transit, shops, restaurants and cafes of Parliament Street and the fabled Riverdale Farm!

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13427030
Bedrooms
3
Bathrooms
2
Size
2000-2500
Lot
17.65 × 90 ft
Cross streets
Wellesley St E & Sumach St
Parking
1 parking
Driveway
Lane
Basement
Walk-Out, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front, Metal/Steel Siding
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,686 / 2026
Days on market
37
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

LaundryBasement2.97 × 2.34 m

b/i shelves · laundry sink

Primary BedroomSecond3.25 × 3.10 m

large window · overlooks backyard · pot lights

OfficeThird10.08 × 4.47 m

combined w/family · b/i bookcase · skylight

Utility RoomBasement4.32 × 3.99 m
Dining RoomMain4.47 × 4.09 m

b/i shelves · large window · pot lights

FoyerMain1.14 × 1.12 m

stained glass · tile floor

Family RoomThird10.08 × 4.47 m

combined w/office · gas fireplace · large window

Bedroom 2Second4.47 × 4.27 m

large window · double closet · overlooks frontyard

KitchenMain3.45 × 3.25 m

breakfast bar · stainless steel appl · w/o to deck

BathroomMain2.06 × 1.52 m

3 pc bath · separate shower · marble floor

BathroomSecond3.61 × 3.45 m

5 pc ensuite · double sink · soaking tub

Living RoomMain4.93 × 3.15 m

fireplace · crown moulding · stained glass

OtherSecond3.45 × 2.39 m

walk-in closet(s) · closet organizers

WorkshopBasement3.05 × 2.97 m

walk-out · above grade window

RecreationBasement5.64 × 4.29 m

b/i shelves · pot lights

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.80Mest. value

Listed at $1,825,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 62 similar homes nearby, adjusted for size, beds, and baths.Median of 62 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.76M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $988K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $943K

That comparable adjusts to $943K; the $1.80M estimate above is the median of all 62 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Sprucecourt Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Parliament St at Wellesley St East North Side is about a 6-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.65MGreat deal$2.02MOverpriced

Total price vs nearby homes. Fair value about $1.80M, median of 62 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

45 Grant Street$1.80MC-157 Hallam Street$1.60M54 Dairy Drive$1.03M70 Tanjoe Crescent$999k46B Strathnairn Avenue$1.33M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.82MThis home1.80M1.60M1.03M999k1.33MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1000K
$811this home / sqft
62active listings nearby
37days on market

This home lists 2% below the area average of $830/sqft.

32 days longer than the Toronto average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Parliament St at Wellesley St East North Side, about 512 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Riverdale
$1.30M
Danforth
$1.10M
Greenwood-Coxwell
$792K
Mount Pleasant East
$1.28M
Woodbine Corridor
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sprucecourt Public School
59%
Sprucecourt Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$8,318/mo
$343KIncome needed
5.3×Price ÷ income
$1,919Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,318Property tax $724Total carry $9,042

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,791per month

Mortgage amount $1,460,000 · 4.14% over 25 years

$365,000Down payment (20.0%)
$1,460,000Loan before insurance
$0CMHC premium
$8,515Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,791
Property tax
$724
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,515

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,975
Toronto municipal land transfer tax
$32,975
Estimated closing costs
$65,950

Plus your down payment of $365,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,463/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$877,331Total interest paid
$2,337,331Total of all payments
Principal $1,460,000 Interest $877,331
YearPrincipalInterestBalance
1$34,203$59,290$1,425,797
2$35,633$57,860$1,390,164
3$37,124$56,369$1,353,040
4$38,677$54,816$1,314,363
5$40,295$53,199$1,274,069
6$41,980$51,513$1,232,089
7$43,736$49,757$1,188,353
8$45,565$47,928$1,142,787
9$47,471$46,022$1,095,316
10$49,457$44,036$1,045,859
11$51,526$41,968$994,333
12$53,681$39,812$940,653
13$55,926$37,567$884,726
14$58,266$35,228$826,461
15$60,703$32,790$765,758
16$63,242$30,251$702,516
17$65,887$27,606$636,629
18$68,643$24,850$567,986
19$71,514$21,979$496,471
20$74,506$18,988$421,966
21$77,622$15,871$344,344
22$80,869$12,624$263,475
23$84,252$9,242$179,223
24$87,776$5,717$91,447
25$91,447$2,046$0

At the end of your 5-year term

Total paid over the term
$467,466
Principal paid down
$185,931
Interest paid
$281,535
Balance remaining
$1,274,069

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $8,686− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,770

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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