507-55 East Liberty Street, Toronto, ON

Niagara, Toronto · MLS® C13427404

$750,000
For Sale
Listed 43 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to your new home in the heart of Liberty Village! This spacious 2-bedroom, 2-full-bathroom condo offers 898 square feet of thoughtfully designed living space, ideal for professionals, couples, families, or investors alike. Step inside to discover a bright open-concept layout featuring modern finishes, large windows, and an abundance of natural light throughout. The contemporary kitchen is equipped with stainless steel appliances, quartz countertops, ample cabinetry, and a functional breakfast bar overlooking the living and dining areas-perfect for everyday living and entertaining. The generous primary bedroom features a full ensuite bathroom and ample closet space, while the second bedroom provides flexibility for guests, a home office, or growing families. Enjoy seamless indoor-outdoor living with a private balcony offering the perfect space to relax and unwind. Additional conveniences include ensuite laundry and 1 included parking space. Residents enjoy access to exceptional building amenities, including an indoor pool, fitness centre, party room, rooftop terrace, concierge, and more. Located just steps from Metro, restaurants, cafés, banks, shops, parks, and public transit, this is urban living at its finest in one of Toronto's most vibrant communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13427404
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
STRACHAN AVE & FREDERICK G. GARDINER EXPY
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$881/mo
Exposure
East
Property tax
$3,733 / 2025
Days on market
43
Listing brokerage
RE/MAX METROPOLIS REALTY

Rooms

KitchenFlat0.00 × 0.00 m

stainless steel appl · backsplash · laminate

Bedroom 2Flat0.00 × 0.00 m

large closet · large window · laminate

Living RoomFlat0.00 × 0.00 m

w/o to balcony · open concept · laminate

BedroomFlat0.00 × 0.00 m

large closet · large window · ensuite bath

Dining RoomFlat0.00 × 0.00 m

combined w/living · open concept · laminate

Our TakeTeam Asgarian · Broker
Above comparables
$660Kest. value

Listed at $750,000, and my independent estimate is about 14% above what comparable homes suggest.

In Niagara lately, sellers get about 97% of asking; homes sell in ~42 days.

List price
$649KGreat deal$750KOverpriced

Total price vs nearby homes. Fair value about $660K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $808K, higher than the comparables and worth a second look.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($883/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Niagara · asking prices
$730kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

901-775 King Street$749k678-209 Fort York Boulevard$800k311-49 East Liberty Street$640k711-628 Fleet Street$809k1705-20 Bruyeres Mews$650k

The 5 closest of 8 active listings nearby.

See all comparable homes
750kThis home749k800k640k809k650kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $625K
$883this home / sqft
52active listings nearby
43days on market
100sold nearby · 90 days
$591Kmedian sold price
97%of asking, on average

This home lists 4% above the area average of $852/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$578K
Church-Yonge Corridor
$611K
Bay Street Corridor
$638K
Moss Park
$894K
Mimico
$524K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$3,418/mo
$160KIncome needed
4.7×Price ÷ income
$789Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,418Property tax $311Condo fee $881Total carry $4,611

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,202per month

Mortgage amount $600,000 · 4.14% over 25 years

$150,000Down payment (20.0%)
$600,000Loan before insurance
$0CMHC premium
$4,394Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,202
Property tax
$311
Condo / maintenance fees
$881
Heating
$0
Estimated monthly cost
$4,394

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,475
Toronto municipal land transfer tax
$11,475
Estimated closing costs
$22,950

Plus your down payment of $150,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$360,547Total interest paid
$960,547Total of all payments
Principal $600,000 Interest $360,547
YearPrincipalInterestBalance
1$14,056$24,366$585,944
2$14,644$23,778$571,300
3$15,256$23,165$556,044
4$15,895$22,527$540,149
5$16,559$21,862$523,590
6$17,252$21,170$506,338
7$17,974$20,448$488,364
8$18,725$19,696$469,639
9$19,509$18,913$450,130
10$20,325$18,097$429,805
11$21,175$17,247$408,630
12$22,061$16,361$386,570
13$22,983$15,438$363,586
14$23,945$14,477$339,641
15$24,946$13,476$314,695
16$25,990$12,432$288,705
17$27,077$11,345$261,628
18$28,210$10,212$233,419
19$29,389$9,032$204,029
20$30,619$7,803$173,411
21$31,900$6,522$141,511
22$33,234$5,188$108,277
23$34,624$3,798$73,653
24$36,072$2,350$37,581
25$37,581$841$0

At the end of your 5-year term

Total paid over the term
$192,109
Principal paid down
$76,410
Interest paid
$115,699
Balance remaining
$523,590

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,733− Condo fees $10,576− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,927

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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