2205-327 King Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13428526

$450,000
For Sale
Listed 37 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Welcome To This Bright And Spacious Luxury Condo In The Heart Of Downtown Toronto. Prime Location Of Entertainment District And Financial District. Surrounded By International Cuisine Restaurants, Pubs, Theatre, Shopping, Banks And Universities. Excellent Layout With Open Concept Modern Kitchen With Built-In Appliances, Stone Counter Top, Living And Dining. Luxury Amenities Include Such As Outdoor Terrace, Barbeque Area, Party Room With A Chef's Kitchen Modern State Of The Art Gym, Yoga Studio, Co-Work Space, 24 Hours Concierge And Much More. Easy Showings.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13428526
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
King & Blue Jays Way
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$449/mo
Exposure
North West
Property tax
$2,956 / 2025
Days on market
37
Listing brokerage
ROYAL STAR REALTY INC.

Listing history

  1. Jun 26, 2026Listed$2,400

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Below comparables
$508Kest. value

Listed at $450,000, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $535K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $490K
  • Adjusts to $490K

That comparable adjusts to $490K; the $508K estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Blue Jays Way East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$450KGreat deal$540KOverpriced

Total price vs nearby homes. Fair value about $508K, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$464kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3012-125 Peter Street$450k519-560 King Street$448k1502-19 Bathurst Street$433kPH08-352 Front Street$490k1708-199 Richmond Street$499k

The 5 closest of 8 active listings nearby.

See all comparable homes
450kThis home450k448k433k490k499kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $590K
$819this home / sqft
53active listings nearby
37days on market

This home lists 12% below the area average of $928/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Blue Jays Way East Side, about 57 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Niagara
$718K
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$2,051/mo
$98KIncome needed
4.6×Price ÷ income
$473Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,051Property tax $246Condo fee $449Total carry $2,747

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,921per month

Mortgage amount $360,000 · 4.14% over 25 years

$90,000Down payment (20.0%)
$360,000Loan before insurance
$0CMHC premium
$2,616Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,921
Property tax
$246
Condo / maintenance fees
$449
Heating
$0
Estimated monthly cost
$2,616

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,475
Toronto municipal land transfer tax
$5,475
Estimated closing costs
$10,950

Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,328Total interest paid
$576,328Total of all payments
Principal $360,000 Interest $216,328
YearPrincipalInterestBalance
1$8,434$14,620$351,566
2$8,786$14,267$342,780
3$9,154$13,899$333,626
4$9,537$13,516$324,090
5$9,936$13,117$314,154
6$10,351$12,702$303,803
7$10,784$12,269$293,018
8$11,235$11,818$281,783
9$11,705$11,348$270,078
10$12,195$10,858$257,883
11$12,705$10,348$245,178
12$13,236$9,817$231,942
13$13,790$9,263$218,152
14$14,367$8,686$203,785
15$14,968$8,085$188,817
16$15,594$7,459$173,223
17$16,246$6,807$156,977
18$16,926$6,127$140,051
19$17,634$5,419$122,418
20$18,371$4,682$104,046
21$19,140$3,913$84,907
22$19,940$3,113$64,966
23$20,774$2,279$44,192
24$21,643$1,410$22,549
25$22,549$504$0

At the end of your 5-year term

Total paid over the term
$115,266
Principal paid down
$45,846
Interest paid
$69,420
Balance remaining
$314,154

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $2,956− Condo fees $5,392− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,208

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL STAR REALTY INC.. MLS®/PropTx.

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