520 Dufferin Street, Toronto, ON

Little Portugal, Toronto · MLS® C13428688

$1,049,000
For Sale
Listed 37 days ago
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3Bedrooms
2Bathrooms
0Parking
1100-1500Sq Ft

About this home

Nestled In The Heart Of Vibrant Little Portugal, This Charming 3 Bedroom, 2 Bathroom Semi-Detached Home Is Being Offered For The First Time In More Than 60 Years. The Main Level Feature High Ceilings And An Open-Concept Layout, Providing Generous Space For Everyday Living And Entertaining And A Spacious Dining Area Ideal For Hosting. The Cozy Living Room Offers A Warm And Inviting Atmosphere With Ample Room For Comfortable Seating And Media Enjoyment. The Spacious Kitchen Features Abundant Cabinetry, Perfect For Both Cooking And Storage. A Versatile Rear Room Provides The Ideal Space For A Home Office, Reading Nook, Or Additional Living Area, Overlooking A Spacious Backyard Oasis-Perfect For Family Gatherings And Entertaining. On The Second Level, You''ll Find Three Generously Sized Bedrooms. The Finished Lower Level Extends The Home's Living Space With A Large Recreation Area, Laundry Room, And Cold Room. Conveniently Located Near McCormick Park And Recreation Centre, Schools, And Just Steps To Ttc Transit. Enjoy Easy Access To The Vibrant Shops, Restaurants, And Cafés Along Dundas Street And Queen Street West, As Well As Dufferin Mall. Some Photos Are Virtually Staged For Illustration Purposes.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13428688
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
18.12 × 124.39 ft
Cross streets
Dufferin & Dundas
Parking
0 parking
Driveway
None
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$5,067 / 2025
Days on market
37
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Living RoomMain7.44 × 3.44 m

hardwood floor · combined w/dining · window

OfficeMain2.80 × 2.80 m

laminate · large window · sliding doors

KitchenMain3.08 × 3.17 m

hardwood floor · backsplash · pantry

Bedroom 3Second3.08 × 2.44 m

parquet · window

RecreationBasement5.49 × 3.90 m

vinyl floor · large window

Dining RoomMain7.44 × 3.44 m

hardwood floor · combined w/living · window

Bedroom 2Second2.87 × 2.68 m

parquet · window · closet

Primary BedroomSecond4.48 × 3.17 m

hardwood floor · bay window · closet

Moe’s TakeTeam Asgarian · Broker
In line
$1.07Mest. value

Listed at $1,049,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Little Portugal, so I widened the search to the surrounding area.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.07M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.28M
  • Adjusts to $1.28M

That comparable adjusts to $1.28M; the $1.07M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dufferin St at Gordon St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$884KGreat deal$1.29MOverpriced

Total price vs nearby homes. Fair value about $1.07M, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Worth verifying
  • Lifestyle
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.05Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6 Firstbrooke Road$1.05M81 Cleveland Street$1000k308 Roxton Road$1.10M46 Plateau Crescent$1.20M115 Bergen Road$879k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.05MThis home1.05M1000k1.10M1.20M879kThis home vs active comparables
Live market pulseActive comparables in Little Portugal · median list $1.35M
$807this home / sqft
10active listings nearby
37days on market

This home lists 1% below the area average of $819/sqft.

33 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Little Portugal, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dufferin St at Gordon St, about 23 m away

20+ transit stops18 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
Rosedale-Moore Park
$2.40M
Mount Pleasant East
$1.28M
South Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Muir/Gladstone Ave Junior and Senior Public School
73%
Alexander Muir/Gladstone Ave Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,781/mo
$199KIncome needed
5.3×Price ÷ income
$1,103Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,781Property tax $422Total carry $5,203

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,478per month

Mortgage amount $839,200 · 4.14% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$4,901Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,478
Property tax
$422
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,901

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Toronto municipal land transfer tax
$17,455
Estimated closing costs
$34,910

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,439/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,285Total interest paid
$1,343,485Total of all payments
Principal $839,200 Interest $504,285
YearPrincipalInterestBalance
1$19,660$34,080$819,540
2$20,482$33,258$799,059
3$21,339$32,401$777,720
4$22,231$31,508$755,489
5$23,161$30,578$732,328
6$24,130$29,610$708,198
7$25,139$28,600$683,059
8$26,191$27,549$656,868
9$27,286$26,453$629,582
10$28,428$25,312$601,154
11$29,617$24,123$571,537
12$30,855$22,884$540,682
13$32,146$21,593$508,536
14$33,491$20,249$475,045
15$34,892$18,848$440,153
16$36,351$17,388$403,802
17$37,872$15,868$365,931
18$39,456$14,284$326,475
19$41,106$12,633$285,369
20$42,825$10,914$242,544
21$44,617$9,123$197,927
22$46,483$7,256$151,444
23$48,427$5,312$103,016
24$50,453$3,286$52,563
25$52,563$1,176$0

At the end of your 5-year term

Total paid over the term
$268,697
Principal paid down
$106,872
Interest paid
$161,825
Balance remaining
$732,328

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $5,067− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,097

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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