163 Chipwood Crescent, Toronto, ON

Pleasant View, Toronto · MLS® C13429304

$1,149,000
For Sale
Listed 37 days ago
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6Bedrooms
4Bathrooms
1Garage · 4 parking
1500-2000Sq Ft

About this home

North York Newly Renovated 4 washrooms, 4-Bedroom Link House. Primary bedroom has a 4-piece on-suite and leads to super large balcony; A stacked Washer&Dryer in the 2nd washroom on the 2nd floor; The office on the main floor can be used as a bedroom; A 3-piece washroom on the main floor; Separate Entrance to the basement; Spacious bedroom W/2 windows; Large, bright laundry room. 1.25 Garage for large vehicle plus 3 driveway parking spots; Next to Park; Walking distance to Seneca College, Shopping Plazas, Fairview Mall. Close to School. Lot 30 Ft X 120 Ft . Easy Access To Hwy 401&404. Suitable for both owner-occupation and great income potential investment

Key facts

Property type
Detached, 2-Storey
MLS®
C13429304
Bedrooms
6 (4 + 2)
Bathrooms
4
Size
1500-2000
Lot
30.22 × 120.25 ft
Cross streets
Finch/Victoria Park Ave
Parking
1 garage · 4 parking (attached)
Basement
Apartment, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,543 / 2025
Days on market
37
Listing brokerage
AIMHOME REALTY INC.

Rooms

Living RoomGround3.16 × 3.00 m

hardwood floor · picture window · west view

DenBasement3.94 × 1.77 m

laminate · large closet

Dining RoomGround3.73 × 3.07 m

hardwood floor · south view · window

OfficeGround4.01 × 2.90 m

hardwood floor · picture window · west view

Dining RoomBasement3.91 × 5.40 m

laminate · window · combined w/kitchen

Bedroom 4Second3.38 × 3.20 m

hardwood floor · large closet · picture window

Bedroom 2Second3.15 × 2.67 m

hardwood floor · closet · window

Primary BedroomSecond3.99 × 4.39 m

hardwood floor · 4 pc ensuite · w/o to balcony

Bedroom 5Basement2.95 × 3.86 m

laminate · window · large closet

KitchenGround4.83 × 3.02 m

hardwood floor · south view · stainless steel appl

Bedroom 3Second2.67 × 4.24 m

hardwood floor · walk-in closet(s) · picture window

Moe’s TakeTeam Asgarian · Broker
In line
$1.18Mest. value

Listed at $1,149,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Pleasant View, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.13M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $935K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $980K

That comparable adjusts to $980K; the $1.18M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Pleasant View Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$980KGreat deal$1.28MOverpriced

Total price vs nearby homes. Fair value about $1.18M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

161 Church Street$1.24M133 Park Street$1.25M80 Gray Avenue$935k

The 3 closest active listings nearby.

See all comparable homes
1.15MThis home1.24M1.25M935kThis home vs active comparables
Live market pulseActive comparables in Pleasant View · median list $1.40M
$657this home / sqft
6active listings nearby
37days on market

This home lists 7% below the area average of $707/sqft.

36 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Pleasant View, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Newtonbrook West
$1.75M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.13M
Malvern
$798K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pleasant View Middle School
78%
Pleasant View Middle SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 78% meet the provincial standard
Ernest Public SchoolEQAO results not published
St. KateriEQAO results not published

Affordability & Mortgage

Affordability
$5,237/mo
$217KIncome needed
5.3×Price ÷ income
$1,208Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,237Property tax $462Total carry $5,699

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,905per month

Mortgage amount $919,200 · 4.14% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,367Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,905
Property tax
$462
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,367

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Toronto municipal land transfer tax
$19,455
Estimated closing costs
$38,910

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,358Total interest paid
$1,471,558Total of all payments
Principal $919,200 Interest $552,358
YearPrincipalInterestBalance
1$21,534$37,329$897,666
2$22,434$36,428$875,232
3$23,373$35,490$851,859
4$24,350$34,512$827,509
5$25,369$33,493$802,140
6$26,430$32,432$775,710
7$27,536$31,327$748,174
8$28,687$30,175$719,486
9$29,887$28,975$689,599
10$31,138$27,725$658,461
11$32,440$26,422$626,021
12$33,797$25,065$592,225
13$35,211$23,652$557,014
14$36,683$22,179$520,331
15$38,218$20,645$482,113
16$39,816$19,046$442,296
17$41,482$17,380$400,815
18$43,217$15,645$357,598
19$45,025$13,838$312,573
20$46,908$11,954$265,665
21$48,870$9,992$216,795
22$50,914$7,948$165,881
23$53,044$5,818$112,837
24$55,263$3,600$57,574
25$57,574$1,288$0

At the end of your 5-year term

Total paid over the term
$294,312
Principal paid down
$117,060
Interest paid
$177,251
Balance remaining
$802,140

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $5,543− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,699

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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