11 Humphrey Gate, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C13429590

$1,095,000
For Sale
Listed 37 days ago
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

Rarely Offered Premium Freehold Townhouse Offering Over 2,000 Sq.Ft. Of Finished Living Space With No Maintenance Or POTL Fees! Bright East-West Exposure Floods The Home With Natural Light Throughout. Functional Family Layout Featuring 9' Ceilings On The Main Floor, Hardwood Flooring, Crown Moulding, Pot Lights, And An Open Concept Living & Dining Area. The Upgraded Kitchen Features Quality Finishes, Upgraded Appliances, And Walk-Out To An Approx. 225 Sq.Ft. Private Terrace, Perfect For Outdoor Dining, Entertaining, Relaxing, Or Family Gatherings. The Second Floor Offers A Spacious Family Room, Convenient Laundry Area, And A Bright Bedroom. The Third Floor Features Two Oversized Bedrooms Offering Exceptional Privacy And Comfort. The Primary Bedroom Includes Two Large Closets With Custom Organizers And A Semi-Ensuite 4-Piece Bathroom. Finished Lower Level Ideal As A Home Office, Recreation Room, Gym, Or 4th Bedroom. Rare 1+2 Parking Configuration Includes Covered Driveway Parking Beneath The Terrace. Owned Furnace And Hot Water Tank. Steps To Leonard Lawrie Park, Greenbelt Park And Don River Trail. Minutes To Sunnybrook Park, Shops At Don Mills, DVP, TTC, Don Mills Station, Eglinton Crosstown LRT, Top-Ranked Schools And Everyday Amenities.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13429590
Bedrooms
3
Bathrooms
3
Size
1500-2000
Lot
13.12 × 72.31 ft
Cross streets
Don Mills Rd / Lawrence Ave E
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,008 / 2026
Days on market
37
Listing brokerage
SMART SOLD REALTY

Rooms

BedroomSecond3.50 × 3.74 m

hardwood floor · large window · closet

LaundrySecond1.50 × 1.60 m
KitchenMain4.01 × 3.74 m

stainless steel appl · pot lights · w/o to deck

RecreationBasement4.85 × 2.18 m

Vinyl Floor

Family RoomSecond4.75 × 3.74 m

hardwood floor · pot lights · bay window

Primary BedroomThird5.85 × 3.75 m

hardwood floor · closet organizers · semi ensuite

Living RoomMain5.34 × 3.75 m

hardwood floor · pot lights · overlooks dining

Dining RoomMain2.70 × 3.95 m

hardwood floor · open concept · overlooks living

Bedroom 2Third5.08 × 3.76 m

hardwood floor · bay window · closet

Moe’s TakeTeam Asgarian · Broker
In line
$980Kest. value

Listed at $1,095,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Banbury-Don Mills, so I widened the search to the surrounding area.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.12M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.26M
  • Adjusts to $1.26M

That comparable adjusts to $1.26M; the $980K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Greenland Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. 16 Dallimore Cir is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$849KGreat deal$1.10MOverpriced

Total price vs nearby homes. Fair value about $980K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

175B Finch Avenue$1.10M64 Curzon Street$1.07M2 Hayes Lane$1.06M32 Mendota Road$1.26M110 Tisdale Avenue$899k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.09MThis home1.10M1.07M1.06M1.26M899kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $979K
$626this home / sqft
79active listings nearby
37days on market

This home lists 6% below the area average of $669/sqft.

27 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: 16 Dallimore Cir, about 92 m away

20+ transit stops5 grocery20+ dining17 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Clairlea-Birchmount
$881K
Dorset Park
$800K
Cabbagetown-South St. James Town
$1.71M
Willowdale East
$1.10M
South Riverdale
$999K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Greenland Public School
71%
Greenland Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 71% meet the provincial standard

Affordability & Mortgage

Affordability
$4,991/mo
$210KIncome needed
5.2×Price ÷ income
$1,152Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,991Property tax $501Total carry $5,491

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,675per month

Mortgage amount $876,000 · 4.14% over 25 years

$219,000Down payment (20.0%)
$876,000Loan before insurance
$0CMHC premium
$5,175Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,675
Property tax
$501
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,175

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,375
Toronto municipal land transfer tax
$18,375
Estimated closing costs
$36,750

Plus your down payment of $219,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,678/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,398Total interest paid
$1,402,398Total of all payments
Principal $876,000 Interest $526,398
YearPrincipalInterestBalance
1$20,522$35,574$855,478
2$21,380$34,716$834,098
3$22,274$33,822$811,824
4$23,206$32,890$788,618
5$24,177$31,919$764,441
6$25,188$30,908$739,253
7$26,242$29,854$713,012
8$27,339$28,757$685,672
9$28,483$27,613$657,190
10$29,674$26,422$627,515
11$30,915$25,181$596,600
12$32,209$23,887$564,392
13$33,556$22,540$530,836
14$34,959$21,137$495,876
15$36,422$19,674$459,455
16$37,945$18,151$421,510
17$39,532$16,564$381,977
18$41,186$14,910$340,791
19$42,909$13,187$297,883
20$44,703$11,393$253,179
21$46,573$9,523$206,606
22$48,521$7,575$158,085
23$50,551$5,545$107,534
24$52,665$3,430$54,868
25$54,868$1,228$0

At the end of your 5-year term

Total paid over the term
$280,480
Principal paid down
$111,559
Interest paid
$168,921
Balance remaining
$764,441

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $6,008− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,234

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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