107-150 Homewood Avenue, Toronto, ON

North St. James Town, Toronto · MLS® C13429808

$859,000
For Sale
Listed 38 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Cool urban loft living at its finest! This southwest-facing corner unit loft offers two levels of thoughtfully designed living space with soaring 18-foot ceilings, dramatic floor-to-ceiling windows, and an open-concept layout filled with natural light. Step outside to your own private landscaped terrace, a rare outdoor retreat tucked away on a quiet, low-traffic street. Extensively updated with a rustic-industrial aesthetic, this unique home features reclaimed oak finishes, custom sliding barn doors, upgraded industrial-inspired lighting, automatic roller blinds, an abundance of character throughout. The versatile den includes a built-in fireplace and tranquil aquarium and could easily be enclosed to create a second bedroom. The spacious primary retreat offers a 4-piece ensuite, extensive shelving and generous closet storage. Enjoy the charm of a boutique building while benefiting from access to the amenities at 500 Sherbourne, including an exercise room, party room, and rooftop deck. Complete with one underground parking space and exceptional transit access, just steps to Sherbourne and Wellesley subway stations and the College streetcar. A truly distinctive loft offering the perfect blend of style, function, and urban convenience.

Key facts

Property type
Condo Townhouse, Loft
MLS®
C13429808
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
900-999
Cross streets
Sherbourne & Wellesley
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$872/mo
Exposure
West
Property tax
$3,897 / 2026
Days on market
38
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Dining RoomMain2.54 × 3.35 m

combined w/kitchen · open concept · hardwood floor

FoyerMain3.15 × 3.20 m

2 pc bath · combined w/laundry · w/o to terrace

Living RoomSecond2.87 × 4.11 m

electric fireplace · b/i fish tank · open concept

KitchenMain2.08 × 3.18 m

stone counters · b/i appliances · centre island

Primary BedroomSecond3.07 × 5.38 m

4 pc ensuite · b/i closet · b/i shelves

OfficeSecond2.03 × 3.43 m

overlook patio · window floor to ceiling · open concept

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$716kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

104-55 Stewart Street$900k3-1321 Gerrard Street$700k1-66 Longbranch Avenue$680k48-5 William Jackson Way$640k62-73 Curlew Drive$659k

The 5 closest of 8 active listings nearby.

See all comparable homes
859kThis home900k700k680k640k659kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $650K
$905this home / sqft
76active listings nearby
38days on market

34 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$559K
Willowdale East
$706K
Victoria Village
$782K
Parkwoods-Donalda
$654K
New Toronto
$780K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,915/mo
$179KIncome needed
4.8×Price ÷ income
$903Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,915Property tax $325Condo fee $872Total carry $5,112

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,667per month

Mortgage amount $687,200 · 4.14% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$4,864Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,667
Property tax
$325
Condo / maintenance fees
$872
Heating
$0
Estimated monthly cost
$4,864

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Toronto municipal land transfer tax
$13,655
Estimated closing costs
$27,310

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,454/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$412,946Total interest paid
$1,100,146Total of all payments
Principal $687,200 Interest $412,946
YearPrincipalInterestBalance
1$16,099$27,907$671,101
2$16,772$27,234$654,329
3$17,474$26,532$636,856
4$18,205$25,801$618,651
5$18,966$25,040$599,685
6$19,759$24,247$579,926
7$20,586$23,420$559,340
8$21,447$22,559$537,893
9$22,344$21,662$515,549
10$23,279$20,727$492,270
11$24,252$19,754$468,018
12$25,267$18,739$442,751
13$26,324$17,682$416,427
14$27,425$16,581$389,003
15$28,572$15,434$360,431
16$29,767$14,239$330,664
17$31,012$12,994$299,652
18$32,309$11,697$267,342
19$33,661$10,345$233,682
20$35,069$8,937$198,613
21$36,536$7,470$162,077
22$38,064$5,942$124,014
23$39,656$4,350$84,358
24$41,315$2,691$43,043
25$43,043$963$0

At the end of your 5-year term

Total paid over the term
$220,029
Principal paid down
$87,515
Interest paid
$132,514
Balance remaining
$599,685

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,897− Condo fees $10,466− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,611

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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