30 Sword Street, Toronto, ON
Cabbagetown-South St. James Town, Toronto · MLS® C13430692
About this home
Calling all Modernists! This is NOT your typical Cabbagetown Victorian! Extremely Rare, Fully Renovated Detached 3-Storey Architect-Designed Contemporary Family Home - ideal for the modernist-at-heart looking for something truly unique in the heart of leafy Cabbagetown! Built 1979, this 3+2 bed, 3 full bath home features unique multi-level layout w/hardwood flrs throughout, open-concept living-dining w/bay window overlooking front garden & dramatic central staircase rising 3-storeys upwards to triple skylights that flood the home w/natural light from top to bottom! Sleek custom Euro-style kitchen has S/S appliances, 5-burner gas cooktop & centre island w/breakfast bar flowing seamlessly to the main floor family room with wall-to-wall windows & w/o to backyard for effortless indoor-outdoor living. Upstairs, two generously sized bedrooms share stylish 3-pc bath w/vaulted ceiling, oversized shower & skylight. Sep Laundry Rm w/full size W/D adds convenience for day-to-day living. 3rd floor primary retreat offers a private sanctuary with W/I closet, 4-piece ensuite large double shower, Juliette balcony & w/o to private balcony. Fully finished lower level adds exceptional versatility w/separate entrance, home office, additional 4th bed, 4-pc bath, gym & loads of B/I storage. Set on exceptionally large 20.5' x 127' deep west-facing lot, the sun-drenched, private landscaped backyard is fully fenced with a highly coveted detached double car garage. Perfectly positioned on picturesque Sword Street, just steps to shops, restaurants, TTC and the beloved Riverdale Farm, this is a truly unique opportunity to own an extraordinary modern family home in the heart of Cabbagetown! ****EXTRAS**** Rare 2-car garage w/electrical panel, retractable awnings, cvac, waterproofed foundation. EXTENSIVELY renovated 2015 w/new family room addition, extended 2nd/3rd floor back bedrooms, upgraded insulation & sturdy architectural concrete block & floor joist construction. OPEN HOUSE SATURDAY 2-4PM
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- C13430692
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 20.5 × 127 ft
- Cross streets
- Sumach & Spruce
- Parking
- 2 garage (detached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Concrete Block, Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Rolled, Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,610 / 2025
- Days on market
- 36
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
vaulted ceiling(s) · skylight · hardwood floor
above grade window · b/i closet · laminate
4 pc ensuite · walk-in closet(s) · w/o to balcony
b/i shelves · custom counter · tile floor
closet · tile floor · pot lights
laundry sink · b/i shelves · slate flooring
above grade window · pot lights · laminate
4 pc ensuite · skylight · separate shower
3 pc bath · skylight · tile floor
open concept · centre island · breakfast bar
bay window · vaulted ceiling(s) · hardwood floor
4 pc bath · soaking tub · slate flooring
double closet · pot lights · laminate
window floor to ceiling · w/o to patio · hardwood floor
window floor to ceiling · large closet · hardwood floor
bay window · hardwood floor · pot lights
Listed at $2,449,000, this home is tracking about 29% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 52 similar homes nearby, adjusted for size, beds, and baths.Median of 52 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.40M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.10M
- Bathrooms −$15K
- Adjusts to $1.08M
That comparable adjusts to $1.08M; the $1.90M estimate above is the median of all 52 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Sprucecourt Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Gerrard St East at Sumach St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.90M, median of 52 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Income potential
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 28% above the area average of $848/sqft.
35 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Cabbagetown-South St. James Town, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Gerrard St East at Sumach St, about 113 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,959,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,455
- Property tax
- $884
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,339
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $47,700
- Toronto municipal land transfer tax
- $47,700
- Estimated closing costs
- $95,400
Plus your down payment of $489,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $627,301
- Principal paid down
- $249,505
- Interest paid
- $377,797
- Balance remaining
- $1,709,695
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.