239 Borden Street, Toronto, ON
University, Toronto · MLS® C13432518
About this home
Experience a truly exceptional, fully rebuilt residence in the heart of the Annex, where timeless character meets uncompromising modern design. Completed in July 2023, this home retains only its original facade, with every other element thoughtfully reimagined to deliver over 3,400 square feet of refined living space across four levels. Inside, the home offers 3 spacious bedrooms on the second level, including a stunning principal retreat with a luxurious 5-piece ensuite, while a fully self-contained lower-level suite provides a fourth bedroom or ideal in-law accommodation with its own kitchen, laundry, and private walkout. In total, five beautifully appointed washrooms serve the home, each finished with elevated materials and meticulous attention to detail. Designed by Lyndsay Jacobs Interiors and featured in House & Home and Timeless Living, the interiors showcase custom millwork, restored 1878 stained glass, white oak herringbone floors, and hand-selected marble and limestone finishes imported from Greece. A dramatic three-storey staircase, illuminated by skylights, fills the home with natural light, while curved architectural lines and premium fixtures from Waterworks, Kallista, and Forbes & Lomax create a cohesive, elevated aesthetic throughout. The kitchen is both functional and striking, anchored by custom cabinetry, a 17-foot floating Nero Borghini marble shelf, premium Thermador appliances, and seamless indoor-outdoor flow through a 10-foot bifold door. The living spaces extend outdoors to a beautifully landscaped yard designed for entertaining, as well as a rooftop terrace complete with a saltwater hot tub and gas hookup-offering breathtaking treetop and CN Tower views. The lower level is equally impressive, featuring a custom media room with integrated Bowers & Wilkins surround sound, a 400-bottle climate-controlled wine cellar, and thoughtful additions such as a dog wash station and extensive built-in storage.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- C13432518
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 5 (2 half)
- Size
- 2000-2500
- Lot
- 23 × 114 ft
- Cross streets
- Bloor St W & Bathurst St
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick Front, Metal/Steel Siding
- Foundation
- Poured Concrete, Brick
- Roof
- Asphalt Shingle, Membrane
- Sewer
- Sewer
- Property tax
- $13,830 / 2025
- Days on market
- 36
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
laundry sink · tile floor · pot lights
window · 4 pc bath
b/i desk · b/i fridge · w/o to terrace
built-in speakers · pot lights
marble counter · centre island · w/o to deck
large window · gas fireplace · hardwood floor
window · large closet · 3 pc bath
window · large closet · 3 pc bath
large window · walk-in closet(s) · 5 pc ensuite
window · stainless steel appl · breakfast area
window · combined w/living · hardwood floor
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Bloor St West at Brunswick Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes35 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
University, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Bloor St West at Brunswick Ave, about 149 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $3,679,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $19,634
- Property tax
- $1,153
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $20,786
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $101,450
- Toronto municipal land transfer tax
- $123,430
- Estimated closing costs
- $224,880
Plus your down payment of $919,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,178,015
- Principal paid down
- $468,547
- Interest paid
- $709,468
- Balance remaining
- $3,210,653
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.