208-280 Howland Avenue, Toronto, ON

Annex, Toronto · MLS® C13432840

$1,599,000
For Sale
Listed 41 days ago
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3Bedrooms
2Bathrooms
2Garage
1200-1399Sq Ft

About this home

Experience elevated Luxury living at Bianca, Tridel's award-winning boutique residence in the heart of the Annex. This exceptional 1,238 sq.ft.2-bedroom + den residence offers one of the building's most desirable layouts, featuring a spectacular south-facing terrace that seamlessly extends the living space for extraordinary outdoor setting.Thoughtfully designed for sophisticated living and entertaining , the open-concept interior showcases wide-plank engineered Oak hardwood flooring, striking Laminam stone wall paneling, designer lighting with dimmers, integrated Sonos audio, Hunter Douglas Silhouette blinds, a dramatic 72-inch fireplace, custom walk-in closet cabinetry, and a marble-topped built-in office desk. The chef-inspired kitchen has been extensively customized with an expanded layout, waterfall Black CALACATTA marble island, full-height marble backsplash, farmhouse sink, premium Miele appliances, wine tower, and alkaline water filtration system.The spacious primary suite features a custom walk-in closet, Samsung Frame TV, and a spa-inspired ensuite finished in Black Café limestone with heated floors and premium fixtures. The second bathroom also features upgraded stone finishes and heated flooring. A separate den with a sliding glass enclosure provides the ideal home office or flexible living space.The expansive private terrace is a true showpiece, complete with a Robata 72" fireplace, professional landscaping, and ample space for dining, entertaining, and relaxation. Additional features include a Samsung Frame TV in the living room, two side-by-side parking spaces, and a rare private storage room.Residents enjoy exceptional amenities including a rooftop infinity pool, fitness centre, yoga studio, elegant lounges, guest suites, outdoor entertaining areas, 24-hour concierge service, and advanced 1valet smart-building technology. Ideally located steps to Yorkville, Summerhill, Dupont Station, fine dining, cafés, and luxury shopping.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13432840
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
Dupont & Spadina Rd
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,256/mo
Exposure
South
Property tax
$6,752 / 2026
Days on market
41
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Dining RoomMain4.32 × 3.61 m

combined w/living · b/i fridge · built-in speakers

Bedroom 2Main3.05 × 3.05 m

large window · closet organizers · hardwood floor

Primary BedroomMain4.57 × 3.05 m

walk-in closet(s) · 5 pc ensuite · pot lights

KitchenMain4.57 × 2.64 m

open concept · b/i appliances · centre island

Living RoomMain3.71 × 3.20 m

combined w/dining · w/o to terrace · electric fireplace

DenMain2.79 × 1.73 m

b/i desk · glass doors · marble counter

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Annex · asking prices
$1.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Ph 201-8 Scollard Street$959k1202-88 Davenport Road$2.38M3506-8 Cumberland Street$1.50M2312-11 Yorkville Avenue$1.40M1101-170 Avenue Road$1.20M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.60MThis home959k2.38M1.50M1.40M1.20MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $1.40M
$1,230this home / sqft
27active listings nearby
41days on market
100sold nearby · 90 days
$725Kmedian sold price
96%of asking, on average

This home lists 14% below the area average of $1,430/sqft.

40 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Church-Yonge Corridor
$627K
Waterfront Communities C1
$652K
Niagara
$701K
Waterfront Communities C8
$719K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$7,288/mo
$322KIncome needed
5.0×Price ÷ income
$1,682Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $7,288Property tax $563Condo fee $1,256Total carry $9,106

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,826per month

Mortgage amount $1,279,200 · 4.14% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$8,645Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,826
Property tax
$563
Condo / maintenance fees
$1,256
Heating
$0
Estimated monthly cost
$8,645

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Toronto municipal land transfer tax
$28,455
Estimated closing costs
$56,910

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$768,686Total interest paid
$2,047,886Total of all payments
Principal $1,279,200 Interest $768,686
YearPrincipalInterestBalance
1$29,967$51,948$1,249,233
2$31,221$50,695$1,218,012
3$32,527$49,389$1,185,485
4$33,887$48,028$1,151,598
5$35,305$46,611$1,116,294
6$36,781$45,134$1,079,512
7$38,320$43,596$1,041,192
8$39,923$41,993$1,001,270
9$41,593$40,323$959,677
10$43,332$38,583$916,345
11$45,145$36,770$871,200
12$47,033$34,882$824,166
13$49,001$32,915$775,166
14$51,050$30,865$724,115
15$53,186$28,730$670,930
16$55,410$26,505$615,520
17$57,728$24,187$557,792
18$60,143$21,773$497,649
19$62,658$19,257$434,991
20$65,279$16,636$369,711
21$68,010$13,906$301,702
22$70,855$11,061$230,847
23$73,818$8,097$157,029
24$76,906$5,009$80,123
25$80,123$1,793$0

At the end of your 5-year term

Total paid over the term
$409,577
Principal paid down
$162,906
Interest paid
$246,671
Balance remaining
$1,116,294

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $6,752− Condo fees $15,066− Insurance $600− Vacancy & upkeep $5,412Net operating income $21,369

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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