141 Palmerston Avenue, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13434248

$1,459,000
For Sale
Listed 36 days ago
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5Bedrooms
3Bathrooms
2Garage
1500-2000Sq Ft

About this home

Rare Gem on One of Toronto's Most Coveted Streets! Welcome to 141 Palmerston Ave, a beautifully maintained 2-storey semi-detached home nestled on the legendary tree-lined Palmerston St, one of the most sought-after addresses in the city. This exceptional property offers three self-contained units, making it a dream for savvy investors or homeowners looking to offset their mortgage with rental income.The main floor and second floor each feature spacious 2-bedroom, 1-bath layouts, while the basement provides two separate walkout access points, a rare and highly desirable feature that adds incredible flexibility and privacy for tenants. Whether you're looking to live in one unit and rent the others, or maximize your investment portfolio, the possibilities here are truly endless. Step outside and you're immediately immersed in the best of Toronto living, just steps to the vibrant energy of Dundas St W, the charm of Little Italy, the iconic Trinity Bellwoods Park, and the trendy Ossington strip. World-class dining, boutique shopping, cafes, and culture are all right at your doorstep.And in a neighbourhood where parking is pure gold? This property delivers, a detached garage with private laneway access ensures you'll never have to compromise.Opportunities like this on Palmerston don't come around often. Don't miss your chance to own a piece of one of Toronto's most beloved streets.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13434248
Bedrooms
5 (4 + 1)
Bathrooms
3
Size
1500-2000
Lot
18.5 × 110 ft
Cross streets
Palmerston and Dundas
Parking
2 garage (detached)
Driveway
Lane
Basement
Apartment, Separate Entrance
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Flat
Sewer
Sewer
Property tax
$7,488 / 2025
Days on market
36
Listing brokerage
RE/MAX HALLMARK REALTY LTD.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.38Mest. value

Listed at $1,459,000, this home is about 6% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($834/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Trinity-Bellwoods, so I widened the search to the surrounding area.

Based on 18 similar homes nearby, adjusted for size, beds, and baths.Median of 18 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.71M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $833K
  • Adjusts to $833K

That comparable adjusts to $833K; the $1.38M estimate above is the median of all 18 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Charles G Fraser Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bathurst St at Dundas St West (Toronto Western Hospital) is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.16MGreat deal$1.46MOverpriced

Total price vs nearby homes. Fair value about $1.38M, median of 18 comparables.

Comparable listingsCurrently listed nearby · asking prices
$977kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

568 Dufferin Street$1.20M53 Giltspur Drive$833k97 San Gabriele Place$900k

The 3 closest active listings nearby.

See all comparable homes
1.46MThis home1.20M833k900kThis home vs active comparables
Live market pulseActive comparables in Trinity-Bellwoods · median list $1.70M
$834this home / sqft
9active listings nearby
36days on market

This home lists 21% below the area average of $1,062/sqft.

31 days longer than the Toronto average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bathurst St at Dundas St West (Toronto Western Hospital), about 180 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.03M
Corso Italia-Davenport
$951K
South Riverdale
$1.30M
Mount Pleasant East
$1.28M
Greenwood-Coxwell
$792K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles G Fraser Junior Public School
74%
Charles G Fraser Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$6,650/mo
$277KIncome needed
5.3×Price ÷ income
$1,535Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,650Property tax $624Total carry $7,274

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,229per month

Mortgage amount $1,167,200 · 4.14% over 25 years

$291,800Down payment (20.0%)
$1,167,200Loan before insurance
$0CMHC premium
$6,853Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,229
Property tax
$624
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,853

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,655
Toronto municipal land transfer tax
$25,655
Estimated closing costs
$51,310

Plus your down payment of $291,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,565/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$701,384Total interest paid
$1,868,584Total of all payments
Principal $1,167,200 Interest $701,384
YearPrincipalInterestBalance
1$27,343$47,400$1,139,857
2$28,487$46,256$1,111,369
3$29,679$45,065$1,081,691
4$30,920$43,823$1,050,770
5$32,214$42,530$1,018,557
6$33,561$41,182$984,996
7$34,965$39,779$950,031
8$36,427$38,316$913,604
9$37,951$36,792$875,653
10$39,538$35,205$836,114
11$41,192$33,551$794,922
12$42,915$31,828$752,007
13$44,710$30,033$707,296
14$46,581$28,163$660,716
15$48,529$26,214$612,187
16$50,559$24,185$561,628
17$52,674$22,070$508,954
18$54,877$19,866$454,077
19$57,172$17,571$396,905
20$59,564$15,180$337,341
21$62,055$12,688$275,286
22$64,651$10,092$210,635
23$67,355$7,388$143,280
24$70,172$4,571$73,108
25$73,108$1,636$0

At the end of your 5-year term

Total paid over the term
$373,717
Principal paid down
$148,643
Interest paid
$225,074
Balance remaining
$1,018,557

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $7,488− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,754

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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