1709-75 Queens Wharf Road, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13435408

$369,990
For Sale
Listed 40 days ago
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1Bathrooms
0Parking
0-499Sq Ft

About this home

Quartz" Building By Concord Cityplace. Studio Suite W/ 443 Sf With Beautiful Wide West Facing Balcony. Perfect For First Home Owner Or Investors! Walk Score Of 86 & Transit Score 94. Located Next To Park With Ample Green Space And Just Minutes To Harbour Front. Tim Hortons, Sobeys, Hunters Landing, Fox And Firkin, Rogers Centre, Cn Tower, Ripleys Aquarium, And Much More!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13435408
Bathrooms
1
Size
0-499
Cross streets
Lakeshore And Fort York
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$400/mo
Exposure
West
Property tax
$2,350 / 2026
Days on market
40
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Kitchen3.86 × 1.80 m

Laminate

Dining Room4.37 × 3.86 m

w/o to balcony · west view · laminate

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$470kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1216-19 Bathurst Street$449k805-327 King Street$459k1603-30 Nelson Street$469k1712-10 Queens Quay$485k2206-65 Bremner Boulevard$489k

The 5 closest of 8 active listings nearby.

See all comparable homes
370kThis home449k459k469k485k489kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $499K
$1,483this home / sqft
11active listings nearby
40days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 28% below the area average of $2,066/sqft.

39 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$701K
Bay Street Corridor
$471K
Waterfront Communities C8
$719K
Church-Yonge Corridor
$627K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$1,686/mo
$82KIncome needed
4.5×Price ÷ income
$389Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $1,686Property tax $196Condo fee $400Total carry $2,282

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,580per month

Mortgage amount $295,992 · 4.14% over 25 years

$73,998Down payment (20.0%)
$295,992Loan before insurance
$0CMHC premium
$2,175Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,580
Property tax
$196
Condo / maintenance fees
$400
Heating
$0
Estimated monthly cost
$2,175

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,025
Toronto municipal land transfer tax
$4,025
Estimated closing costs
$8,050

Plus your down payment of $73,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,918/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$177,865Total interest paid
$473,857Total of all payments
Principal $295,992 Interest $177,865
YearPrincipalInterestBalance
1$6,934$12,020$289,058
2$7,224$11,730$281,834
3$7,526$11,428$274,308
4$7,841$11,113$266,466
5$8,169$10,785$258,297
6$8,511$10,443$249,787
7$8,867$10,088$240,920
8$9,238$9,717$231,682
9$9,624$9,330$222,058
10$10,027$8,928$212,031
11$10,446$8,508$201,585
12$10,883$8,071$190,702
13$11,338$7,616$179,364
14$11,812$7,142$167,552
15$12,307$6,648$155,245
16$12,821$6,133$142,424
17$13,358$5,597$129,066
18$13,916$5,038$115,150
19$14,498$4,456$100,652
20$15,105$3,849$85,547
21$15,737$3,218$69,810
22$16,395$2,559$53,415
23$17,081$1,874$36,335
24$17,795$1,159$18,539
25$18,539$415$0

At the end of your 5-year term

Total paid over the term
$94,771
Principal paid down
$37,695
Interest paid
$57,077
Balance remaining
$258,297

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.5%
Gross yield
− Property tax $2,350− Condo fees $4,800− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,814

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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