414 Dundas Street, Toronto, ON
Moss Park, Toronto · MLS® C13435700
About this home
Experience a distinctive piece of Toronto's architectural history. This Victorian three-story property is located in the sought-after Cabbagetown neighbourhood and offers excellent investment appeal. The building features six fully renovated, self-contained units, all currently operational and income producing. Two rear-laneway parking spaces-with the potential to be converted into four tandem spaces-provide added convenience and future upside, including the opportunity to develop a laneway suite (see attachment). All mechanical systems, electrical, and plumbing have been upgraded for efficient, dependable performance. Showcasing classic Victorian character alongside thoughtful modern enhancements, this property stands out as a compelling income-generating asset.
Key facts
- Property type
- Other, 3-Storey
- MLS®
- C13435700
- Bedrooms
- 8 (7 + 1)
- Bathrooms
- 6
- Size
- 2500-3000
- Lot
- 21.5 × 132 ft
- Cross streets
- Dundas St E & Berkeley St
- Parking
- 2 parking
- Driveway
- Private Double
- Basement
- Walk-Out, Apartment
- Kitchens
- 6 (5 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,253 / 2025
- Days on market
- 41
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
walk-out · combined w/living · renovated
south view · pot lights · renovated
open concept · combined w/living · renovated
open concept · combined w/living · w/o to balcony
combined w/living · w/o to deck · pot lights
large window · stainless steel appl · renovated
bay window · closet · pot lights
south view · pot lights · renovated
combined w/living · renovated · south view
open concept · combined w/living · renovated
pot lights · south view · renovated
walk-out · renovated · pot lights
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city. Worth verifying
- Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 1 closest active listing nearby.
See all comparable homesThis home lists 21% below the area average of $1,024/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Moss Park, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,780,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,499
- Property tax
- $771
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,270
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $42,100
- Toronto municipal land transfer tax
- $42,100
- Estimated closing costs
- $84,200
Plus your down payment of $445,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $569,924
- Principal paid down
- $226,683
- Interest paid
- $343,241
- Balance remaining
- $1,553,317
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.