164 Owen Boulevard, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13436172
About this home
Welcome to this exceptional residence in the prestigious St. Andrew-Windfields community, nestled on a quiet, tree-lined street surrounded by luxury homes. Boasting approximately 4,600 sq. ft. above grade, this stately home features 10 ft ceilings on the main floor, grand principal rooms, and a soaring cathedral foyer. The panelled main-floor library and chef-inspired kitchen with granite centre island and breakfast area offer both elegance and functionality.Refined details such as vaulted ceilings, rich architectural finishes, and bright, open spaces enhance everyday living. The expansive primary suite boasts his-and-hers walk-in closets and a luxurious 6-piece ensuite. The walk-out lower level is ideal for entertaining, offering multiple recreation zones, a wet bar, a nanny/in-law suite, and direct access to a lush, park-like backyard with a rare 190 ft depth.Located in one of Toronto's most sought-after school districts - York Mills Collegiate Institute, Owen Public School, and St. Andrew's Middle School - this home is perfect for families seeking luxury, comfort, and top-tier education.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13436172
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000
- Lot
- 60 × 190 ft
- Cross streets
- York Mills & Bayview
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Circular Drive
- Basement
- Finished, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $23,113 / 2025
- Days on market
- 39
- Listing brokerage
- HOMELIFE GOLCONDA REALTY INC.
Rooms
coffered ceiling(s) · crown moulding · swing doors
french doors · hardwood floor · panelled
his and hers closets · 6 pc ensuite · coffered ceiling(s)
w/o to garden · wet bar · broadloom
semi ensuite · double closet · california shutters
vaulted ceiling(s) · california shutters · broadloom
w/o to deck · b/i desk · hardwood floor
centre island · granite counters · breakfast bar
sunken room · california shutters · combined w/dining
3 pc ensuite · walk-in closet(s) · california shutters
walk-in closet(s) · semi ensuite · broadloom
Listed at $4,390,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.36M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $3.98M
- Adjusts to $3.98M
That comparable adjusts to $3.98M; the $4.01M estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. York Mills Rd at Fenn Ave is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $4.01M, median of 12 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 4% above the area average of $991/sqft.
38 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: York Mills Rd at Fenn Ave, about 377 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $3,512,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18,741
- Property tax
- $1,926
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $20,667
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $96,225
- Toronto municipal land transfer tax
- $114,025
- Estimated closing costs
- $210,250
Plus your down payment of $878,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,124,480
- Principal paid down
- $447,254
- Interest paid
- $677,226
- Balance remaining
- $3,064,746
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. MLS®/PropTx.