4110-10 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13443002

$1,680,000
For Sale
Listed 39 days ago
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3Bedrooms
3Bathrooms
2Garage
1400-1599Sq Ft

About this home

Million Dollar Lake & City Views | Rare 3-Bedroom Corner Residence at Ten York CondominiumsSpectacular 3 bedroom, 1,430 sq. ft. residence offering one of the most breathtaking, unobstructed lake sunset and skyline views in the building an elevated perspective unique to this floor.Bright, expansive layout with floor to ceiling windows, high ceilings, and refined finishes throughout. Fully upgraded with hardwood flooring, full size premium appliances,custum blinds, and seamless keyless entry. Designed for real living three well proportioned bedrooms, each with its own outlook, creating a comfortable, open, and functional flow.Rare Offering: Two side by side parking spaces in a prime location, oversized and equipped with EV charging Extra large, self contained locker Secure elevator access. Master suite features a windowed ensuite with stunning lake views bringing natural light and calm into your private space.Located in one of downtown's most sought after addresses steps to transit, waterfront trails, dining, retail, sports venues, and the financial core. A well managed, secure building known for quality and lifestyle.A refined, spacious residence with unmatched views, premium parking, and exceptional value. Must be seen!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13443002
Bedrooms
3
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Harbour / York
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,035/mo
Exposure
South West
Property tax
$8,785 / 2025
Days on market
39
Listing brokerage
BAYVIEW REAL ESTATE INC.

Rooms

Living RoomFlat0.00 × 0.00 m

hardwood floor · w/o to balcony

KitchenFlat0.00 × 0.00 m

Hardwood Floor

Primary BedroomFlat0.00 × 0.00 m

Hardwood Floor

Bedroom 3Flat0.00 × 0.00 m

Hardwood Floor

Bedroom 2Flat0.00 × 0.00 m

Hardwood Floor

Dining RoomFlat0.00 × 0.00 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Comparable listingsCurrently listed nearby · asking prices
$978kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1013-115 Denison Avenue$1.79M1007-49 Silverstone Drive$610k810-11 Wincott Drive$529k

The 3 closest active listings nearby.

See all comparable homes
1.68MThis home1.79M610k529kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $1.25M
$1,120this home / sqft
6active listings nearby
39days on market
100sold nearby · 90 days
$653Kmedian sold price
97%of asking, on average

This home lists 3% above the area average of $1,087/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$1.05M
Church-Yonge Corridor
$605K
Niagara
$575K
Bay Street Corridor
$556K
Annex
$862K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$7,657/mo
$338KIncome needed
5.0×Price ÷ income
$1,767Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $7,657Property tax $732Condo fee $1,035Total carry $9,424

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,172per month

Mortgage amount $1,344,000 · 4.14% over 25 years

$336,000Down payment (20.0%)
$1,344,000Loan before insurance
$0CMHC premium
$8,939Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,172
Property tax
$732
Condo / maintenance fees
$1,035
Heating
$0
Estimated monthly cost
$8,939

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,075
Toronto municipal land transfer tax
$30,075
Estimated closing costs
$60,150

Plus your down payment of $336,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,711/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$807,625Total interest paid
$2,151,625Total of all payments
Principal $1,344,000 Interest $807,625
YearPrincipalInterestBalance
1$31,485$54,580$1,312,515
2$32,802$53,263$1,279,712
3$34,174$51,891$1,245,538
4$35,604$50,461$1,209,934
5$37,093$48,972$1,172,841
6$38,645$47,420$1,134,197
7$40,261$45,804$1,093,936
8$41,945$44,120$1,051,991
9$43,700$42,365$1,008,291
10$45,527$40,538$962,763
11$47,432$38,633$915,332
12$49,416$36,649$865,916
13$51,483$34,582$814,433
14$53,636$32,429$760,797
15$55,880$30,185$704,917
16$58,217$27,848$646,700
17$60,652$25,413$586,047
18$63,189$22,876$522,858
19$65,832$20,233$457,026
20$68,586$17,479$388,440
21$71,455$14,610$316,985
22$74,444$11,621$242,541
23$77,558$8,507$164,983
24$80,802$5,263$84,182
25$84,182$1,883$0

At the end of your 5-year term

Total paid over the term
$430,325
Principal paid down
$171,159
Interest paid
$259,166
Balance remaining
$1,172,841

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $8,785− Condo fees $12,420− Insurance $600− Vacancy & upkeep $6,270Net operating income $28,925

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAYVIEW REAL ESTATE INC.. MLS®/PropTx.

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