502-1005 King Street, Toronto, ON

Niagara, Toronto · MLS® C13443748

$564,900
For Sale
Listed 32 days ago
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2Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Some condos tick the boxes. This one exceeds expectations. Offering 665 sq. ft. of thoughtfully designed living space, this loft-inspired 1+den combines style, character, and functionality in all the right ways. Exposed concrete ceilings add an urban edge, while the true den offers the flexibility today's buyers are looking for-perfect as a home office or creative space. Step out onto your private balcony and take in beautiful CN Tower views-the perfect backdrop for your morning coffee or evening unwind.The oversized primary bedroom is a standout feature, comfortably fitting a king-size bed, dresser, and nightstands, complete with double closets and convenient semi-ensuite access. Thoughtfully renovated throughout with engineered hardwood floors and baseboards, new interior and sliding closet doors, renovated bathroom finishes, fresh paint, a custom solid pinewood bookcase, new balcony tiles, and a brand-new microwave, this move-in ready suite allows you to simply unpack and enjoy.Whether you're a first-time buyer, professional, or downsizer seeking authentic loft character without sacrificing space, this one delivers. Complete with an included locker (P3 #173), this is urban living with room to breathe.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13443748
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
King/Shaw
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$611/mo
Exposure
South
Property tax
$2,915 / 2026
Days on market
32
Listing brokerage
SUTTON GROUP QUANTUM REALTY INC.

Rooms

Living RoomGround5.58 × 3.44 m

hardwood floor · w/o to balcony · combined w/dining

DenGround2.14 × 3.66 m

hardwood floor · open concept

KitchenGround3.05 × 2.41 m

hardwood floor · granite counters · breakfast bar

Other2.93 × 1.52 m

South View

Primary BedroomGround3.97 × 3.05 m

hardwood floor · his and hers closets · semi ensuite

Dining RoomGround5.58 × 3.44 m

hardwood floor · combined w/living

Moe’s TakeTeam Asgarian · Broker
In line
$539Kest. value

Listed at $564,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 23 similar homes nearby, adjusted for size, beds, and baths.Median of 23 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $596K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $609K
  • Bathrooms −$15K
  • Adjusts to $594K

That comparable adjusts to $594K; the $539K estimate above is the median of all 23 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Givins/Shaw Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Shaw St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$499KGreat deal$588KOverpriced

Total price vs nearby homes. Fair value about $539K, median of 23 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$568kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

217-215 Fort York Boulevard$560k3301-215 Fort York Boulevard$575k1110-219 Fort York Boulevard$578k1608-100 Western Battery Road$579k517-15 Bruyeres Mews$550k

The 5 closest of 8 active listings nearby.

See all comparable homes
565kThis home560k575k578k579k550kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $569K
$870this home / sqft
58active listings nearby
32days on market

This home lists 0% above the area average of $870/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Shaw St, about 19 m away

20+ transit stops16 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Mimico
$800K
Islington-City Centre West
$528K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Givins/Shaw Junior Public School
81%
Givins/Shaw Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$2,575/mo
$121KIncome needed
4.7×Price ÷ income
$594Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,575Property tax $243Condo fee $611Total carry $3,429

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,412per month

Mortgage amount $451,920 · 4.14% over 25 years

$112,980Down payment (20.0%)
$451,920Loan before insurance
$0CMHC premium
$3,266Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,412
Property tax
$243
Condo / maintenance fees
$611
Heating
$0
Estimated monthly cost
$3,266

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,773
Toronto municipal land transfer tax
$7,773
Estimated closing costs
$15,546

Plus your down payment of $112,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,929/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$271,564Total interest paid
$723,484Total of all payments
Principal $451,920 Interest $271,564
YearPrincipalInterestBalance
1$10,587$18,352$441,333
2$11,030$17,910$430,303
3$11,491$17,448$418,812
4$11,972$16,968$406,840
5$12,473$16,467$394,368
6$12,994$15,945$381,374
7$13,538$15,402$367,836
8$14,104$14,835$353,732
9$14,694$14,245$339,038
10$15,309$13,631$323,729
11$15,949$12,990$307,780
12$16,616$12,323$291,164
13$17,311$11,628$273,853
14$18,035$10,904$255,818
15$18,790$10,150$237,028
16$19,576$9,364$217,453
17$20,394$8,545$197,058
18$21,247$7,692$175,811
19$22,136$6,803$153,675
20$23,062$5,877$130,613
21$24,027$4,913$106,586
22$25,032$3,908$81,554
23$26,079$2,861$55,476
24$27,170$1,770$28,306
25$28,306$633$0

At the end of your 5-year term

Total paid over the term
$144,697
Principal paid down
$57,552
Interest paid
$87,145
Balance remaining
$394,368

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $2,915− Condo fees $7,332− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,047

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP QUANTUM REALTY INC.. MLS®/PropTx.

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