605-38 Cameron Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13444174
About this home
Welcome to a truly one-of-a-kind luxury residence where every inch has been elevated far beyond builder standard. Fully redesigned with exceptional attention to detail, this suite delivers the feel of a custom home in the heart of downtown.The moment you enter, the expanded foyer sets the tone with custom millwork, built-in entry storage, designer wall treatments, and pot lights throughout. Smart features include Lutron lighting controls, Nest climate systems, electric blinds in the main area, blackout drapes & sunshades in the bedrooms, plus Sonos speakers in every room.The kitchen has been completely renovated and expanded to maximize both function and style, featuring custom cabinetry, pantry storage, a 27-inch upgraded sink, induction cooktop, 36-inch fridge and stove, 28-bottle wine fridge, and 65-can beverage fridge. Wrapped marble counters and surfaces provide a luxurious finish with added durability. LED lighting accents the kitchen and closet cabinetry for a polished, upscale feel.The living area is anchored by a striking marble electric fireplace mantel with both heat and cool air fan. Bathrooms have been fully renovated with new custom finishes and faucets throughout. The primary suite was enhanced with additional custom closet space, while the third bedroom has been transformed into a stunning customized walk-in dressing room. A second custom walk-in closet and dedicated office add even more flexibility.The showpiece is the spectacular 1,000+ sq ft private terrace-an entertainer's dream rarely found in condo living. Complete with a built-in outdoor kitchen, matte black granite counters, custom 36-inch gas BBQ with rotisserie, outdoor fridge, shelving, garbage storage, two gas lines, water connection, and Sonos speakers, this outdoor space is in a class of its own.Located steps to Kensington Market, Chinatown, parks, transit, shopping, dining, and schools including Ogden JMS, Queen Alexandra MS, and Harbord CI, this is downtown luxury at its finest.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13444174
- Bedrooms
- 2
- Bathrooms
- 3
- Size
- 1200-1399
- Cross streets
- Spadina Ave. & Queen St. E
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,198/mo
- Exposure
- North West
- Property tax
- $6,726 / 2025
- Days on market
- 38
- Listing brokerage
- RE/MAX EXPERTS
Rooms
w/o to terrace · gas fireplace · large window
3 pc ensuite · closet · hardwood floor
stainless steel appl · modern kitchen · centre island
b/i closet · b/i vanity
3 pc ensuite · closet · hardwood floor
tile floor · closet · 4 pc bath
b/i bar · hardwood floor · open concept
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Queen Street West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesOn the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: Queen Street West, about 127 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $1,438,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,676
- Property tax
- $561
- Condo / maintenance fees
- $1,198
- Heating
- $0
- Estimated monthly cost
- $9,434
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,435
- Toronto municipal land transfer tax
- $32,435
- Estimated closing costs
- $64,870
Plus your down payment of $359,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $460,550
- Principal paid down
- $183,181
- Interest paid
- $277,370
- Balance remaining
- $1,255,219
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.