803-1331 Bay Street, Toronto, ON
Annex, Toronto · MLS® C13444920
About this home
Rarely Available. The Perfect Residence For The Discerning Buyer Who Values Privacy and Convenience In Yorkville. With only 24 Residential Units Spanning 8 floors In A Landmark Art-Deco Building Where Spacious Layouts Equal Luxury. A Well-Appointed And Meticulously Maintained Suite Featuring Timeless Finishes Including Marble, Hardwood and Granite. A Uniquely Expansive Layout Filled With Natural Light From Floor To Ceiling Windows. Custom Wood Kitchen, Premium Kitchen-Aid Appliances, Rare Wood-Burning Fireplace, Covered Balcony With Genuine Wood Decking, Bespoke California Closets And An Oversized Spa Bath. Unit Includes 1 Parking And An Extra Large Locker. Located Steps From Upscale Shopping, First-Class Restaurants, Galleries, and TTC. Building Features A Private And Secure Party Room With Kitchen. Private Roof-Top Patio With BBQ And Gardens For Exclusive Gatherings. Full Gym, Saunas and Car Wash.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13444920
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700-799
- Cross streets
- Bay St / Davenport Rd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Concrete, Stone
- Maintenance
- $1,757/mo
- Exposure
- North
- Property tax
- $3,544 / 2025
- Days on market
- 38
- Listing brokerage
- MANOR HILL REALTY INC.
Rooms
hardwood floor · fireplace · w/o to balcony
hardwood floor · w/o to balcony · large window
hardwood floor · north view
hardwood floor · granite counters · stainless steel appl
marble floor · b/i shelves · marble floor
hardwood floor · closet organizers · large window
Listed at $598,000, and my independent estimate is right in line with comparable homes.
In Annex lately, sellers get about 96% of asking; homes sell in ~31 days.
Total price vs nearby homes. Fair value about $599K, median of 73 comparables.
How this estimate is builtthe short version
I take the 73 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $589K, a close match.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 73 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 32% below the area average of $1,182/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Annex, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $478,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,553
- Property tax
- $295
- Condo / maintenance fees
- $1,757
- Heating
- $0
- Estimated monthly cost
- $4,605
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,435
- Toronto municipal land transfer tax
- $8,435
- Estimated closing costs
- $16,870
Plus your down payment of $119,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,175
- Principal paid down
- $60,924
- Interest paid
- $92,251
- Balance remaining
- $417,476
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MANOR HILL REALTY INC.. MLS®/PropTx.