1803-50 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13446896

$509,000
For Sale
Listed 38 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Location! Casa3, 9 feet ceiling, south-east exposure, designer kitchen with European appliances, marble counter, floor to ceiling large windows, large balcony 226 sqf. Steps to Yonge/Bloor subway, University of Toronto, banks, restaurants, bars, shopping center, etc. Amenities floor including fully equipped gym, rooftop lounge & outdoor pool, hot tub, party room, meeting room, media room, rec room, business centre. 24 hrs security.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C13446896
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Yonge/ Bloor
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$542/mo
Exposure
South East
Property tax
$2,931 / 2026
Days on market
38
Listing brokerage
MASTER`S TRUST REALTY INC.

Rooms

KitchenGround5.03 × 3.40 m

combined w/living · laminate · b/i appliances

BedroomGround3.12 × 2.64 m

4 pc ensuite · laminate · large window

Dining RoomGround5.03 × 3.40 m

combined w/living · laminate · w/o to balcony

Living RoomGround5.03 × 3.40 m

combined w/dining · laminate · w/o to balcony

Our TakeTeam Asgarian · Broker
In line
$500Kest. value

Listed at $509,000, and my independent estimate is right in line with comparable homes.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~33 days.

List price
$500KGreat deal$538KOverpriced

Total price vs nearby homes. Fair value about $500K, median of 3 comparables.

How this estimate is builtthe short version

I take the 3 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $472K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Church-Yonge Corridor, so I widened the search to the surrounding area.

Based on 3 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$494kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

410-33 Lombard Street$500k4106-88 Scott Street$499k904-42 Charles Street$499k2602-159 Dundas Street$489k1410-28 Ted Rogers Way$485k

The 5 closest of 8 active listings nearby.

See all comparable homes
509kThis home500k499k499k489k485kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $538K
$926this home / sqft
80active listings nearby
38days on market
100sold nearby · 90 days
$590Kmedian sold price
96%of asking, on average

This home lists 11% below the area average of $1,036/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$638K
Moss Park
$894K
Waterfront Communities C1
$578K
Niagara
$550K
Mimico
$524K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$2,320/mo
$110KIncome needed
4.6×Price ÷ income
$535Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,320Property tax $244Condo fee $542Total carry $3,106

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,173per month

Mortgage amount $407,200 · 4.14% over 25 years

$101,800Down payment (20.0%)
$407,200Loan before insurance
$0CMHC premium
$2,959Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,173
Property tax
$244
Condo / maintenance fees
$542
Heating
$0
Estimated monthly cost
$2,959

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,655
Toronto municipal land transfer tax
$6,655
Estimated closing costs
$13,310

Plus your down payment of $101,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,639/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$244,691Total interest paid
$651,891Total of all payments
Principal $407,200 Interest $244,691
YearPrincipalInterestBalance
1$9,539$16,536$397,661
2$9,938$16,137$387,722
3$10,354$15,722$377,368
4$10,787$15,289$366,581
5$11,238$14,837$355,343
6$11,708$14,367$343,635
7$12,198$13,878$331,436
8$12,708$13,367$318,728
9$13,240$12,836$305,488
10$13,794$12,282$291,694
11$14,371$11,705$277,324
12$14,972$11,104$262,352
13$15,598$10,478$246,754
14$16,251$9,825$230,503
15$16,930$9,145$213,573
16$17,638$8,437$195,935
17$18,376$7,699$177,558
18$19,145$6,931$158,414
19$19,946$6,130$138,468
20$20,780$5,296$117,688
21$21,649$4,427$96,039
22$22,555$3,521$73,484
23$23,498$2,578$49,986
24$24,481$1,595$25,505
25$25,505$571$0

At the end of your 5-year term

Total paid over the term
$130,378
Principal paid down
$51,857
Interest paid
$78,521
Balance remaining
$355,343

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $2,931− Condo fees $6,501− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,124

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MASTER`S TRUST REALTY INC.. MLS®/PropTx.

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