598 Coldstream Avenue, Toronto, ON

Englemount-Lawrence, Toronto · MLS® C13447340

$1,325,000
For Sale
Listed 32 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq Ft

About this home

Live in Today and Build Your Custom Dream Home Tomorrow on this impressive 44 x 133 lot! Many Custom Homes on The Block! Quiet, Tree-Lined stretch of Coldstream Avenue. Close to Schools and Shopping! Walking Distance to Glencairn Subway Station!

Key facts

Property type
Detached, Bungalow
MLS®
C13447340
Bedrooms
3 (2 + 1)
Bathrooms
2 (1 half)
Size
700-1100
Lot
44 × 133 ft
Cross streets
Bathurst/Lawrence
Parking
1 garage · 3 parking (carport)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Shingle
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,090 / 2025
Days on market
32
Listing brokerage
RE/MAX REALTRON REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is John Polanyi Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Glencairn Ave at Englemount Ave is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$847kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

59 Dalbeattie Avenue$975k115 Ellington Drive$839k97 Livingstone Avenue$800k179 Thirtieth Street$775k

The 4 closest active listings nearby.

See all comparable homes
1.32MThis home975k839k800k775kThis home vs active comparables
Live market pulseActive comparables in Englemount-Lawrence · median list $2.60M
$1,472this home / sqft
14active listings nearby
32days on market

31 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Englemount-Lawrence, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Glencairn Ave at Englemount Ave, about 325 m away

20+ transit stops6 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Glen Park Public School
54%
Glen Park Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 54% meet the provincial standard
Baycrest Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$6,039/mo
$246KIncome needed
5.4×Price ÷ income
$1,394Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,039Property tax $424Total carry $6,463

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,657per month

Mortgage amount $1,060,000 · 4.14% over 25 years

$265,000Down payment (20.0%)
$1,060,000Loan before insurance
$0CMHC premium
$6,081Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,657
Property tax
$424
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,081

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,975
Toronto municipal land transfer tax
$22,975
Estimated closing costs
$45,950

Plus your down payment of $265,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,870/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$636,966Total interest paid
$1,696,966Total of all payments
Principal $1,060,000 Interest $636,966
YearPrincipalInterestBalance
1$24,832$43,046$1,035,168
2$25,871$42,008$1,009,297
3$26,953$40,926$982,344
4$28,080$39,798$954,264
5$29,255$38,624$925,009
6$30,479$37,400$894,530
7$31,753$36,125$862,777
8$33,082$34,797$829,695
9$34,465$33,413$795,229
10$35,907$31,972$759,322
11$37,409$30,470$721,913
12$38,974$28,905$682,940
13$40,604$27,275$642,336
14$42,302$25,576$600,033
15$44,072$23,807$555,961
16$45,915$21,963$510,046
17$47,836$20,043$462,210
18$49,837$18,042$412,373
19$51,921$15,957$360,452
20$54,093$13,785$306,359
21$56,356$11,523$250,003
22$58,713$9,166$191,290
23$61,169$6,710$130,121
24$63,728$4,151$66,393
25$66,393$1,485$0

At the end of your 5-year term

Total paid over the term
$339,393
Principal paid down
$134,991
Interest paid
$204,402
Balance remaining
$925,009

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $5,090− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,996

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

CallRequest a showing