803-181 Sheppard Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13448256

$998,000
For Sale
Listed 32 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to this exceptional 2-bedroom, 2-bathroom residence offering approximately 980 sq. ft. of thoughtfully designed living space in the heart of North York. Featuring a highly desirable split-bedroom layout, this bright and modern suite boasts spacious principal rooms, | contemporary finishes, and an abundance of natural light throughout. The true highlight of this home is the spectacular private terrace of approximately 350 sq. ft. - a rare outdoor retreat perfect for entertaining, outdoor dining, relaxing, or creating your own urban oasis. Seamlessly extending your living space outdoors, this oversized terrace offers endless possibilities for enjoying the best of city living. Located in a boutique luxury condominium at Yonge & Sheppard, residents enjoy easy access to transit, shopping, dining, parks, major highways, and all the conveniences of ome of Toronto's most sought-after neighbourhoods. An outstanding opportunity for end-users and investors alike. A must-see property that perfectly combines indoor comfort with exceptional outdoor living.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13448256
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Willowdale and Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$700/mo
Exposure
South
Property tax
$5,460 / 2026
Days on market
32
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Dining RoomFlat4.30 × 3.23 m

Combined w/Living

Bedroom 2Flat2.33 × 2.35 m

laminate · closet

KitchenFlat3.05 × 2.10 m

B/I Appliances

Living RoomFlat4.30 × 3.23 m

combined w/dining · laminate

Primary BedroomFlat3.80 × 2.80 m

3 pc ensuite · walk-in closet(s) · laminate

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Willowdale Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$770kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2605-10 Northtown Way$829k1107-256 Doris Avenue$753k1107-8 Hillcrest Avenue$718k103-78 Harrison Garden Boulevard$800k1210-17 Anndale Drive$749k

The 5 closest of 8 active listings nearby.

See all comparable homes
998kThis home829k753k718k800k749kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $668K
$1,051this home / sqft
51active listings nearby
32days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Willowdale Ave, about 65 m away

20+ transit stops8 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Banbury-Don Mills
$500K
Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 2.3 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$4,549/mo
$205KIncome needed
4.9×Price ÷ income
$1,050Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $4,549Property tax $455Condo fee $700Total carry $5,704

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,261per month

Mortgage amount $798,400 · 4.14% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$5,416Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,261
Property tax
$455
Condo / maintenance fees
$700
Heating
$0
Estimated monthly cost
$5,416

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,175/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$479,768Total interest paid
$1,278,168Total of all payments
Principal $798,400 Interest $479,768
YearPrincipalInterestBalance
1$18,704$32,423$779,696
2$19,486$31,641$760,210
3$20,301$30,826$739,909
4$21,150$29,976$718,759
5$22,035$29,092$696,724
6$22,957$28,170$673,767
7$23,917$27,210$649,850
8$24,917$26,209$624,932
9$25,960$25,167$598,973
10$27,045$24,081$571,927
11$28,177$22,950$543,751
12$29,355$21,771$514,395
13$30,583$20,543$483,812
14$31,862$19,264$451,949
15$33,195$17,931$418,754
16$34,584$16,543$384,170
17$36,030$15,096$348,140
18$37,537$13,589$310,603
19$39,108$12,019$271,495
20$40,743$10,383$230,752
21$42,448$8,679$188,304
22$44,223$6,904$144,081
23$46,073$5,054$98,008
24$48,000$3,127$50,008
25$50,008$1,119$0

At the end of your 5-year term

Total paid over the term
$255,634
Principal paid down
$101,676
Interest paid
$153,957
Balance remaining
$696,724

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $5,460− Condo fees $8,400− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,114

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

CallRequest a showing