3304-35 Parliament Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13448822

$2,070,000
For Sale
Listed 39 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Penthouse unit for Sale!! With 9 Foot ceilings!! Three Bedroom Condo! 1177 Square Feet. Plus 137 Square feet of balcony with breathtaking view! The Goode- Prime Area near waterfront! Great for Investor or End User. Pet Spa, Gym, Yoga Studio, Party room, outdoor Pool, Panoramic View of Toronto Skyline and Waterfront.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13448822
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
Parliament and Lakeshore
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$874/mo
Exposure
North West
Days on market
39
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

BathroomFlat2.20 × 1.50 m

4 pc bath · porcelain floor · quartz counter

OtherFlat8.20 × 1.40 m

balcony · north view · sliding doors

Bedroom 2Flat3.15 × 2.82 m

west view · closet · laminate

Bedroom 3Flat3.25 × 2.49 m

laminate · overlooks living

KitchenFlat7.42 × 4.06 m

combined w/dining · w/o to balcony · combined w/living

BathroomFlat3.00 × 2.40 m

5 pc ensuite · porcelain floor · quartz counter

Primary BedroomFlat4.34 × 2.59 m

5 pc ensuite · walk-in closet(s) · laminate

Our TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$1.10Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

442-15 Merchants' Wharf$1.15M1318-15 Richardson Street$858k5811-55 Cooper Street$1.78M1313-15 Richardson Street$829k7112-55 Cooper Street$899k

The 5 closest active listings nearby.

See all comparable homes
2.07MThis home1.15M858k1.78M829k899kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $900K
$1,883this home / sqft
27active listings nearby
39days on market
99sold nearby · 90 days
$638Kmedian sold price
97%of asking, on average

38 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$624K
Moss Park
$742K
Church-Yonge Corridor
$551K
Annex
$2.03M
Niagara
$575K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$9,434/mo
$422KIncome needed
4.9×Price ÷ income
$2,177Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $9,434Property tax $1,294Condo fee $874Total carry $11,603

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,837per month

Mortgage amount $1,656,000 · 4.14% over 25 years

$414,000Down payment (20.0%)
$1,656,000Loan before insurance
$0CMHC premium
$11,005Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,837
Property tax
$1,294
Condo / maintenance fees
$874
Heating
$0
Estimated monthly cost
$11,005

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,225
Toronto municipal land transfer tax
$38,225
Estimated closing costs
$76,450

Plus your down payment of $414,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,733/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$995,109Total interest paid
$2,651,109Total of all payments
Principal $1,656,000 Interest $995,109
YearPrincipalInterestBalance
1$38,794$67,250$1,617,206
2$40,417$65,627$1,576,789
3$42,108$63,937$1,534,681
4$43,869$62,175$1,490,812
5$45,704$60,340$1,445,108
6$47,616$58,429$1,397,492
7$49,607$56,437$1,347,885
8$51,682$54,362$1,296,203
9$53,844$52,200$1,242,359
10$56,096$49,948$1,186,262
11$58,443$47,602$1,127,819
12$60,887$45,157$1,066,932
13$63,434$42,610$1,003,498
14$66,088$39,957$937,410
15$68,852$37,192$868,558
16$71,732$34,313$796,827
17$74,732$31,312$722,094
18$77,858$28,186$644,236
19$81,115$24,929$563,121
20$84,508$21,537$478,613
21$88,043$18,002$390,571
22$91,725$14,319$298,845
23$95,562$10,482$203,283
24$99,559$6,485$103,724
25$103,724$2,321$0

At the end of your 5-year term

Total paid over the term
$530,222
Principal paid down
$210,892
Interest paid
$319,330
Balance remaining
$1,445,108

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
0.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $14,490− Condo fees $10,493− Insurance $600− Vacancy & upkeep $4,488Net operating income $10,729

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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