2210-188 Cumberland Street, Toronto, ON
Annex, Toronto · MLS® C13449382
About this home
Best value and best views in the building-must see! Prestigious Cumberland Tower in Bloor-Yorkville. Bright southwest corner 2-bedroom + den with a functional split layout, floor-to-ceiling windows, and stunning views of Queen's Park, CN Tower, and skyline. Modern kitchen with integrated appliances, stone countertops, and breakfast bar. High ceilings, open-concept living/dining, and laminate flooring throughout. Well-maintained unit with valet parking included.Steps to U of T, subway, luxury shopping, top restaurants, ROM, and premium grocers. Enjoy world-class amenities including indoor pool and gym. Ideal for end-users or investors.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13449382
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 800-899
- Cross streets
- Avenue Rd/Bloor St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,303/mo
- Exposure
- South West
- Property tax
- $6,659 / 2025
- Days on market
- 36
- Listing brokerage
- RE/MAX IMPERIAL REALTY INC.
Rooms
overlooks living · laminate · open concept
window floor to ceiling · open concept · combined w/dining
south view · window floor to ceiling · 4 pc ensuite
b/i appliances · granite counters · overlooks living
south view · juliette balcony · combined w/dining
laminate · closet
Listed at $996,000, this home is about 34% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($1,172/sqft) is in line with the area, so you are paying for extra space rather than a premium.
In Annex lately, sellers have been getting about 96% of asking and homes sell in about 36 days.
Based on 75 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 75 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.12M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $540K
- Bedrooms +$21K
- Adjusts to $561K
That comparable adjusts to $561K; the $746K estimate above is the median of all 75 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Total price vs nearby homes. Fair value about $746K, median of 75 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 1% above the area average of $1,157/sqft.
35 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Annex, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $796,800 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,252
- Property tax
- $555
- Condo / maintenance fees
- $1,303
- Heating
- $0
- Estimated monthly cost
- $6,110
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,395
- Toronto municipal land transfer tax
- $16,395
- Estimated closing costs
- $32,790
Plus your down payment of $199,200. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $255,121
- Principal paid down
- $101,473
- Interest paid
- $153,649
- Balance remaining
- $695,327
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX IMPERIAL REALTY INC.. MLS®/PropTx.