309-130 Rusholme Road, Toronto, ON

Dufferin Grove, Toronto · MLS® C13451696

$599,900
For Sale
Listed 31 days ago
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2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

A Unique Opportunity To Own In One Of Toronto's Most Tastefully Designed Buildings - IT Lofts! This Ingeniously Designed, Sun-Drenched, One-Bedroom + Den Residence Delivers Comfort, Privacy As Well As An Artful Aesthetic With White-Oak Flooring And Exposed Concrete Ceilings. The Living & Dining Room Are Designed For Seamless Entertaining And Provide A Comfortable Lifestyle. The Modern Kitchen Features Top Of The Line Appliances Including A Gas Range & Large Center Island. The Spacious Primary Bedroom Retreat Includes A Large Double Closet. The Convenient Den Is Perfect For Those In Need Of A Private Home Office Or Studio Space. The Tranquil Juliette Balcony Provides Dramatic Sunsets & Exceptional Tree-Lined Residential Views! Steps To Shopping & Restaurants Of Little Italy, Dundas West & College Street. Easy Access To Fred Hamilton, George Ben & Trinity Bellwood Parks. Easy Access To West-End YMCA.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13451696
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
College & Rusholme
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$779/mo
Exposure
North
Property tax
$3,550 / 2025
Days on market
31
Listing brokerage
RE/MAX HALLMARK BIBBY GROUP REALTY

Rooms

DenMain3.05 × 2.97 m

hardwood floor · closet · open concept

Dining RoomMain3.76 × 4.27 m

hardwood floor · combined w/kitchen · open concept

Living RoomMain3.96 × 2.94 m

hardwood floor · juliette balcony · window floor to ceiling

KitchenMain3.76 × 4.27 m

hardwood floor · centre island · b/i appliances

Primary BedroomMain2.95 × 2.97 m

hardwood floor · double closet · window floor to ceiling

Moe’s TakeTeam Asgarian · Broker
Below comparables
$754Kest. value

Listed at $599,900, this home is about 20% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $581K
  • Size difference +$104K
  • Bathrooms −$15K
  • Adjusts to $670K

That comparable adjusts to $670K; the $754K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. College St at Havelock St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$600KGreat deal$778KOverpriced

Total price vs nearby homes. Fair value about $754K, median of 11 comparables.

Comparable listingsCurrently listed nearby in Dufferin Grove · asking prices
$582kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

404-181 Sterling Road$518k1605-181 Sterling Road$581k1107-181 Sterling Road$564k314-181 Sterling Road$665k

The 4 closest active listings nearby.

See all comparable homes
600kThis home518k581k564k665kThis home vs active comparables
Live market pulseActive comparables in Dufferin Grove · median list $599K
$800this home / sqft
11active listings nearby
31days on market

This home lists 21% below the area average of $1,018/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dufferin Grove, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: College St at Havelock St, about 76 m away

20+ transit stops13 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$718K
Waterfront Communities C1
$672K
Church-Yonge Corridor
$590K
Waterfront Communities C8
$1.24M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dewson Street Junior Public School
64%
Dewson Street Junior Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 64% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,734/mo
$132KIncome needed
4.5×Price ÷ income
$631Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,734Property tax $296Condo fee $779Total carry $3,809

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,561per month

Mortgage amount $479,920 · 4.14% over 25 years

$119,980Down payment (20.0%)
$479,920Loan before insurance
$0CMHC premium
$3,636Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,561
Property tax
$296
Condo / maintenance fees
$779
Heating
$0
Estimated monthly cost
$3,636

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,473
Toronto municipal land transfer tax
$8,473
Estimated closing costs
$16,946

Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$288,389Total interest paid
$768,309Total of all payments
Principal $479,920 Interest $288,389
YearPrincipalInterestBalance
1$11,243$19,490$468,677
2$11,713$19,019$456,964
3$12,203$18,529$444,761
4$12,714$18,019$432,047
5$13,245$17,487$418,802
6$13,799$16,933$405,003
7$14,377$16,356$390,626
8$14,978$15,754$375,648
9$15,604$15,128$360,044
10$16,257$14,475$343,787
11$16,937$13,795$326,850
12$17,646$13,087$309,204
13$18,384$12,349$290,820
14$19,153$11,580$271,668
15$19,954$10,779$251,714
16$20,788$9,944$230,926
17$21,658$9,074$209,268
18$22,564$8,169$186,704
19$23,508$7,225$163,196
20$24,491$6,241$138,705
21$25,515$5,217$113,190
22$26,583$4,150$86,607
23$27,695$3,038$58,913
24$28,853$1,879$30,060
25$30,060$673$0

At the end of your 5-year term

Total paid over the term
$153,662
Principal paid down
$61,118
Interest paid
$92,544
Balance remaining
$418,802

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,550− Condo fees $9,344− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,138

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK BIBBY GROUP REALTY. MLS®/PropTx.

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