★ Listed & marketed by Team Asgarian

GPH22-280 Howland Avenue, Toronto, ON

Annex, Toronto · MLS® C13452082

$1,099,000
For Sale
Listed 31 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to Bianca by Tridel, a refined boutique luxury residence set within one of Toronto's most desirable and high-demand communities, where The Annex, Casa Loma, Yorkville, and the Dupont corridor come together in exceptional style. This sophisticated residence offers elevated city living with contemporary design, elegant finishes, bright open-concept interiors, and access to an impressive collection of hotel-inspired amenities, including 24-hour concierge, fitness and yoga studios, party and dining spaces, guest suites, pet spa, visitor parking, and a spectacular rooftop terrace with outdoor pool, cabanas, BBQ area, fireplace lounge, and skyline views. Perfectly positioned steps to Dupont Station, Summerhill Market, cafés, restaurants, shops, parks, Casa Loma, Bloor Street, Yorkville, and the University of Toronto, this address delivers the rare balance of quiet residential elegance and vibrant urban convenience. Families and professionals will also appreciate the area's established school network, including nearby Huron Street Junior Public School and Palmerston Avenue Junior Public School. A premium opportunity to own in a landmark Tridel-built residence in one of central Toronto's most established and consistently sought-after neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13452082
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Bathurst St / Dupont St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$895/mo
Exposure
North
Property tax
$5,816 / 2025
Days on market
31
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

BedroomFlat3.86 × 3.10 m

5 pc ensuite · walk-in closet(s) · w/o to balcony

Dining RoomFlat5.38 × 3.05 m

combined w/living · combined w/kitchen · laminate

Living RoomFlat3.86 × 3.10 m

combined w/dining · large window · laminate

Bedroom 2Flat3.25 × 2.95 m

b/i closet · w/o to balcony · laminate

From MoeTeam Asgarian · Listing broker

We are proud to represent this home. Our team handles every detail, the marketing, the staging, and the showings. The best way to feel what makes it special is in person, so book a private showing and I will walk you through it myself.

Highlights

  • Pool
  • Open-concept layout

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dupont St at Howland Ave, about 29 m away

20+ transit stops11 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$590K
Waterfront Communities C1
$672K
Niagara
$718K
Waterfront Communities C8
$1.24M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$5,009/mo
$227KIncome needed
4.9×Price ÷ income
$1,156Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $5,009Property tax $485Condo fee $895Total carry $6,389

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,692per month

Mortgage amount $879,200 · 4.14% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$6,071Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,692
Property tax
$485
Condo / maintenance fees
$895
Heating
$0
Estimated monthly cost
$6,071

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Toronto municipal land transfer tax
$18,455
Estimated closing costs
$36,910

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,699/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,321Total interest paid
$1,407,521Total of all payments
Principal $879,200 Interest $528,321
YearPrincipalInterestBalance
1$20,597$35,704$858,603
2$21,458$34,843$837,145
3$22,356$33,945$814,790
4$23,291$33,010$791,499
5$24,265$32,036$767,234
6$25,280$31,021$741,954
7$26,337$29,963$715,616
8$27,439$28,862$688,177
9$28,587$27,714$659,590
10$29,783$26,518$629,808
11$31,028$25,273$598,779
12$32,326$23,975$566,453
13$33,678$22,623$532,775
14$35,087$21,214$497,688
15$36,555$19,746$461,133
16$38,084$18,217$423,049
17$39,677$16,624$383,373
18$41,336$14,965$342,036
19$43,065$13,235$298,971
20$44,867$11,434$254,104
21$46,743$9,557$207,361
22$48,699$7,602$158,662
23$50,736$5,565$107,927
24$52,858$3,443$55,069
25$55,069$1,232$0

At the end of your 5-year term

Total paid over the term
$281,504
Principal paid down
$111,966
Interest paid
$169,538
Balance remaining
$767,234

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $5,816− Condo fees $10,742− Insurance $600− Vacancy & upkeep $4,026Net operating income $15,416

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listed & marketed by Team Asgarian. MLS®/PropTx.

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